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Monzo: Current Account reviews

4.92
Based on 14,930 reviews, last reviewed 7th Feb 2025
487% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

I always suggest Monzo and they never let me down I always suggest Monzo and they never let me down. And the more people join, the experience gets richer. And not only joining the free tier. My wife w... Read more Reviewed on: 7th February 2025
Maher Elatawy's avatar
Maher Elatawy

Latest lowest rating:

1

Terrible I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t ... Read more Reviewed on: 9th January 2025
CF's avatar
CF

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (14930)

Review of the Monzo, Current Account:

Budget friendly banking

5
I love that compared to my other banking apps, monzo notifies me every time I make a transaction so I can really clearly see what I’m spending. The budget section is super useful to see where I’m committed and where I need to cut corners. I do pay for monzo plus which I feel is fair, as I get a better savings rate from their pots. I also really like that it rounds up small change for me into a savings pot. Reviewed on: 26th February 2024

Visibility and control over my money

5
Monzo gives visibility into where I spend my money, it helps me spend less and keep better control of where costs are changing. I have found it incredibly useful for both my personal account and also as a joint account, and would highly recommend it. I think my biggest drawback is that the flex credit card doesn't include rewards or similar like other banks do Reviewed on: 7th February 2025

Super easy to set up and use.

5
Super easy to set up and use. I've been a customer since moving to UK. Tempted a few times to set up an account with a brick and mortar bank but functionality and features of monzo keep it as my main current account. Reviewed on: 7th February 2025

The least stressful banking experience I've ever had

5
The least stressful banking experience I've ever had Reviewed on: 7th February 2025

Monzo is great!

5
Monzo is so easy to use, and to automate good financial habits. I love being able to round up my spending into a savings account and split my money into pots to help me budget through the month. Reviewed on: 7th February 2025

I think Monzo are exemplary.

5
I think Monzo are exemplary. I use them for both my personal and business current accounts and the app is so easy to use. I never need to contact customer services as everything does just work as it should! I have heard negative things about their customer services but the 1 time I had to use it, they were quick and proactive to sort my issue. Reviewed on: 7th February 2025

Monzo - Easy Peasy Banking

5
I've been using Monzo since 2018 and the sign up process was simple. In fact, everything about using Monzo has been amazing. Simple to use, easy to understand and banking is just one thing I don't have to worry about. Easy Peasy Banking. Reviewed on: 7th February 2025

Simply the best, so easy to use.

5
Simply the best, so easy to use. Reviewed on: 7th February 2025

By far the easiest app to use out of all the mobile...

5
By far the easiest app to use out of all the mobile banking apps out there. Monzo makes it easy and initiative to track your money, save and invest. Reviewed on: 7th February 2025

Monzo is great. It just works!

5
Monzo is great. So refreshing. They make simple things simple which is groundbreaking in the retail banking space. It just works. Reviewed on: 7th February 2025

great!!!

5
I have been with Monzo for two years and recently upgraded to perks and have loved it and had no issues. I have a lot of pots for different things and it helps me keep track. all pots also have interest on them you also make money. Reviewed on: 7th February 2025

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