Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (16925 reviews)

View other Monzo products

4.92

Based on 16,925 reviews, last reviewed 10th Apr 2025

50050% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best. Bank. Ever. I have been a Monzo investor and current account holder for the last 9 years. Monzo has to be my all time favourite bank that is transparent but fair ... Read more Reviewed on: 10th April 2025

Latest lowest rating:

2

Froze our card Froze my husband's card for absolutely no reason. Not expected behavior. Can do much better. Reviewed on: 9th April 2025

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (16925)

Review of the Monzo, Current Account:

How every bank should be

Monzo were ahead of their time. Banking like it always should be. Instant, interactive, friendly and able to be personalised for each user. Reviewed on: 13th April 2021

Greets service, love the range of offerings.

Greets service, love the range of offerings. Does everything need from a bank. Reviewed on: 7th April 2025

I love the app and all the little savings pots.

I love the app and all the little savings pots. Clear about all fees and interest. Reviewed on: 7th April 2025

it's fab!

I have never had any problems, but the app is very easy to use and i use it frequently. Reviewed on: 7th April 2025

So easy to use great interest rates

So easy to use great interest rates Reviewed on: 7th April 2025

The Best Bank out there period

They honestly have the best app I've used, super easy, smooth, never lags, and just looks really nice. Everything’s where it should be, it's clear, easy to use, and customisable as hell. I opened the account as a backup but ended up switching to Monzo as my main account not long after. I love being able to make as many pots as I want, the round-up feature is great, and they were one of the first to let you freeze your card instantly, which I’ve actually needed. Sending money to another Monzo user is ridiculously easy, and splitting bills is really useful too. And Greg at Monzo cracks me up. It’s smart, playful marketing and it actually makes me want to keep up with what they’re doing. They’re not just ahead with the tech and smart banking stuff, they’re also shaking up an industry that’s usually stiff and overly formal. I love that they don’t take themselves too seriously and they’re breaking all the boring old-school banking stereotypes. Reviewed on: 7th April 2025

excellent company, really good service

excellent company, really good service Reviewed on: 7th April 2025

Any time I had a problem they sorted it out promptly...

Any time I had a problem they sorted it out promptly and the app hasa great user interface that seems friendly and is easy to use. Reviewed on: 7th April 2025

very trustworthy

super easy to use and trustworthy would 100% recommend, been using monzo for a year now and have not run into any issues. grate banking app easy to understand and set up, easy to understand and see what is in your bank transfer money to others is simple. Reviewed on: 7th April 2025

Flexible and offers loads of options

Flexible and offers loads of options Reviewed on: 7th April 2025

Monzo is super easy to use and great for managing mo...

Monzo is super easy to use and great for managing money. The Flex credit card is clear, flexible, and hassle-free. Highly recommend Reviewed on: 7th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Black Account
from NatWest 4.31 from 223 reviews
Student Additions Account
from Barclays 4.49 from 92 reviews
Club Lloyds Current Account
from Lloyds Bank 4.36 from 567 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub