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Monzo: Current Account reviews

4.92
Based on 17,220 reviews, last reviewed 21st Jun 2025
66% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is easy to use, excellent service and makes ba... Monzo is easy to use, excellent service and makes banking simple Reviewed on: 21st June 2025
Alice Till-Carty's avatar
Alice Till-Carty

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17220)

Review of the Monzo, Current Account:

Effortless

5
I forget I have a bank, it just works. None of the normal boring overhead. Reviewed on: 13th April 2021

Love the current account used them for years.

5
Love the current account used them for years. Fast, easy to access, love the new products introduced all the time Reviewed on: 18th April 2025

Brilliant, monzo is so easy to use.

5
Brilliant, monzo is so easy to use. Considering so many branches are closing for other banks I enjoy the ease of being able to do all my banking needs from an app. Reviewed on: 18th April 2025

Easy user interface, excellent holiday card

5
I like the easy user interface, and how easy they make using my card abroad. Reviewed on: 18th April 2025

Useful for day to day activities

5
Simple and easy to use. Great app and many options available for all kind of financial situations. I like the additional benefits for saving and investing Reviewed on: 18th April 2025

Tried monzo cuz everyone was talking about it but my...

2
Tried monzo cuz everyone was talking about it but my onboarding got stuck and then app crashed on completion Reviewed on: 18th April 2025

Account gets locked and can't access money when needed.

1
Account gets locked and can't access money when needed. Resolution takes time Reviewed on: 18th April 2025

Don't get the hype anymore about the monzo.

1
Don't get the hype anymore about the monzo. Transfer are quite slow even domestically done Reviewed on: 18th April 2025

excellent

5
Nothing comes near to what monzo provides Reviewed on: 18th April 2025

Great app, easy to use, wished the perks were better

4
Great app, easy to use, wished the perks were better Reviewed on: 18th April 2025

Genius and Simple

5
Added security, Gambling Block, are we calling you, are truly genius innovations. Investments, pensions, mortgage, everything couldn't be simpler. I have other bank accounts that use complicated language and difficult flows to offer relatively simple features. Not Monzo Reviewed on: 17th April 2025

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