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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (16844 reviews)

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4.92

Based on 16,844 reviews, last reviewed 4th Apr 2025

32067% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Gorgeous UX/UI, love the updates of features. Gorgeous UX/UI, love the updates of features. Really impressed Reviewed on: 4th April 2025

Latest lowest rating:

1

Poor customer support Their customer service is shockingly poor—what should have been a simple issue turns into week long ordeal Reviewed on: 24th March 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (16844)

Review of the Monzo, Current Account:

A Great All-In-One bank, all in the Palm of your Hand

I am a Premium Current Account holder, a Joint Account Holder, I also use the Investment Platform, I have a loan, I use their Flex Credit Card and their Instant Access savings accounts. So I think I am using pretty much everything they offer outside of a Business Account, which I would use if I had a business! I don't have a lot of money, but Monzo make it easy for me to track and keep on top of the small amount I do have. And they give me the tools to get better. I earn great interest and I earn a bit more through my investment. It's tiny, but it grows consistently by around 6-7%! I love that I can see everything in one account. My mortgage with another provider, a run down of my investments and how my money grows and changes on a daily basis. The loan was easy to manage and also easy to pay off early. The Flex credit card is great, with the range of payment options, and they constantly improve it. When I first started using it, you had to pay off the first instalment immediately, which often defeated the purpose of it, but they changed that based on feedback. Reviewed on: 12th March 2024

Gorgeous UX/UI, love the updates of features.

Gorgeous UX/UI, love the updates of features. Really impressed Reviewed on: 4th April 2025

It has made life easier.

It has made life easier. The team behind it is amazing too every time I reach out for help they resolve it in hours. Reviewed on: 4th April 2025

Good and fast service , easy in use

Good and fast service easy in use Reviewed on: 3rd April 2025

Banking with Monzo is a thoroughly enjoyable experience

Without Monzo and their spending tools, I would probably still be living paycheck to paycheck. I am a huge fan of custom categories as they enable me to break down my spending habits where I am able to make better informed decisions each month. Automated spending round-ups means I am no longer waiting for my next payday. In total, the savings I make each month are far greater then their premium packages which makes banking with Monzo a thoroughly enjoyable experience. Reviewed on: 3rd April 2025

I love Monzo!

I love Monzo! - They make my banking so easy not only for me, but for my husband who is self employed too. Gone are the days I needed to visit a branch as everything is so slick and easy on the App. They have also made Banking fun with Pots, Savings Encouragement, Seeing my Investments and Equity Grow! I just wish they could take over the NHS! Reviewed on: 3rd April 2025

Great quality of live features.

Can take early payments if balance is due into the bank. Also allows me to creative simple savings pots that round up automatically. Overall excellent service with fantastic quality of life features. Reviewed on: 3rd April 2025

Everything you need on one screen.

Everything you need on one screen. Easy to use. Provides excellent services and perks. Reviewed on: 3rd April 2025

Monzo is the winner!

Monzo are so customer focus, user friendly and have first class customer service. They also assist with savings and help with ideas for debt, savings and planning for future. Plus the bright colour card is amazing Reviewed on: 2nd April 2025

All round excellent banking service

I have had a Monzo account alongside other banks for a few years now and the service and user-friendliness of Monzo is outstanding in comparison. The features offered to track and categorise my spending is excellent and helps no end with budgeting, and the round-up savings pot is truly excellent. Reviewed on: 2nd April 2025

Excellent security and fraud prevention.

Excellent security and fraud prevention. Next level mobile app. Reviewed on: 2nd April 2025

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