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Monzo: Current Account reviews

4.92
Based on 17,019 reviews, last reviewed 11th Apr 2025
52350% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
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3%
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0%
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0%
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1%

Latest highest rating:

5

Love my Monzo Whenever I've had an issue it gets immediately resolved in a friendly way via the chat feature. I love the user experience and interface - no bank has... Read more Reviewed on: 11th April 2025
Eva R's avatar
Eva R

Latest lowest rating:

2

Froze our card Froze my husband's card for absolutely no reason. Not expected behavior. Can do much better. Reviewed on: 9th April 2025
Marta's avatar
Marta

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17019)

Review of the Monzo, Current Account:

Cheerful support and Unique UI

5
Very happy with support, gotten my money back when needed due to fraudulent transactions. Very kind staff, good UI and overall a great experience. Reviewed on: 30th March 2025

Love my Monzo

5
Whenever I've had an issue it gets immediately resolved in a friendly way via the chat feature. I love the user experience and interface - no bank has matched this in terms of being able to easily track where you money goes each month and it also makes investing via the app simple with explainers and videos Reviewed on: 11th April 2025

Manage money better than ever.

5
It is overall a easy banking app. Am able to manage money better than ever. Reviewed on: 11th April 2025

Been with monzo since 2021 after leaving Lloyds and...

5
Been with monzo since 2021 after leaving Lloyds and I would never turn back. The ease of the app, ease of planning your money. I’ve got my kids accounts and flex account and it’s the best! Reviewed on: 11th April 2025

Very good work definitely recommend

5
Very good work definitely recommend Reviewed on: 11th April 2025

Never had an issue with Monzo!!

5
I've had absolutely no issues at all since joining in 2017, i remember having it as a pre-paid card!! Any time I've ever had to talk to the Monzo team (which is very rare) they have always been so helpful and kind, I also love the spending budget so I know how much I'm spending and how much is left in my budget. I have Monzo Max and I love the all the benefits you get with it, like the free Railcard which is really helpful for when I have to travel into London for work! I also love that I have breakdown cover, phone and travel insurance included with it and also a lovely weekly Greggs treat. I've never had so many benefits from a bank and it's also great that I can include my partner on it and it only costs £20 a month, I don't think I'll ever leave Monzo as it's definitely my top choice for any day to day payments Reviewed on: 11th April 2025

Gave me the start I needed. Thank you.

5
I’ve been with Monzo for many years. For crazy reasons, couldn’t get a bank account. (I’m an immigrant.) I now have a thriving business and a mortgage - which I couldn’t have had without a current account. The service is fantastic, easy to use, intuitive, and helpful. The staff seem so lovely. Can’t fault them. Reviewed on: 11th April 2025

Monzo is trailblazing the way for modern banking!

5
Monzo is trailblazing the way for modern banking! I have been a customer of theirs for many years now (ah the golden ticket days) and I am constantly impressed by the level of service, new functionality and innovation. I pay £3 a month for an extra package, and it means I can set up virtual cards to manage my budgets, and see ALL my accounts in one place which means it’s not *just* a banking app, it’s THE banking app. It manages ALL my money, in one place. Will forever recommend Monzo to my friends and family (they are bored of hearing it now tbh) but they are truly unmatched. Reviewed on: 11th April 2025

Monzo makes money less scary.

5
Monzo makes money less scary. The easy to use app, pots and ability to invest with ease make me feel more confident in my budgeting and money future. No other bank ?I've used has felt like it was made and adapted for me, rather than a 50 year old. Reviewed on: 11th April 2025

Changed the way I think about budgeting forever

5
Changed the way I think about budgeting forever Reviewed on: 11th April 2025

All round great .

5
All round great .. just easy to do anything you want and to find anything you need Reviewed on: 11th April 2025

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