Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17107 reviews)

View other Monzo products

4.92

Based on 17,107 reviews, last reviewed 15th Apr 2025

54375% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant Been with a number of banks, but by far the best! Reviewed on: 15th April 2025

Latest lowest rating:

1

sent money it pending for 2 days sent money, it “pending” for 2 days?? never had this w other banks. not trustable. Reviewed on: 15th April 2025

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17107)

Review of the Monzo, Current Account:

Very easy to use, I have both flex and current accou...

Very easy to use, I have both flex and current account and by far it is the easiest way to bank no need for long customer service queues anymore! Reviewed on: 5th April 2025

Brilliant

Been with a number of banks, but by far the best! Reviewed on: 15th April 2025

Been with Monzo for years. Everything is so easy.

I've been with them for years and love how easy the app is. Categorising and making notes on payments and transfers is fab, and it's generally super easy to use. The only thing that's a bit annoying is the transfer limit being quite low at like 10k instead of the usual max which is 25k, and you can't change this in the settings. otherwise great, no complaints. Reviewed on: 15th April 2025

Love everything so smooth and most importantly trans...

Love everything so smooth and most importantly transparent. Reviewed on: 15th April 2025

I've been with Monzo for nearly a decade and...

I've been with Monzo for nearly a decade I can safely say it's been a solid choice all this time. Switching over way back when was a piece of cake, and honestly, their app has just got better and better over the years. It's still the easiest way to keep tabs on my spending, those instant notifications are still a lifesaver, and seeing where my money's actually going is always clear as day. What's kept me around is how it just works. Setting budgets is still a doddle, and those little reminders are just as helpful now as they were at the start. And knowing I can freeze my card in a flash if I misplace it still gives me that bit of security. Even after all this time, dealing with Monzo has been straightforward. Their customer service has always been on the ball whenever I've needed them. For everyday banking that's consistently reliable and makes managing your money a proper breeze, Monzo's been the ticket for me for nearly ten years now, and I don't see that changing anytime soon. Reviewed on: 15th April 2025

Online services 10/10 needs more personal connection

I wish they offered a personal service incase anything did go wrong, but luckily never had a problem but services they provide are phenomenal Reviewed on: 15th April 2025

Monzo have high interest rates, clever ways to manag...

Monzo have high interest rates, clever ways to manage your account and are market leaders in what they do Reviewed on: 15th April 2025

Great spend tracking and interest rates

Lots of spending tracking available, it helps to keep on top of your finances! Pots are very useful for keeping away stashes of money and the interest rates are very competitive. Reviewed on: 15th April 2025

Helpful, professional and open and honest

Helpful, professional and open and honest Reviewed on: 15th April 2025

sent money it pending for 2 days

sent money, it “pending” for 2 days?? never had this w other banks. not trustable. Reviewed on: 15th April 2025

I got locked out my account for no apparent reason,...

I got locked out my account for no apparent reason, they said it’s just “checks” but no info was given. had my money stuck for almost month. never again. too much stress for a bank. Reviewed on: 15th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

ufirstgold Account
from Ulster Bank 4.27 from 5 reviews
Plus Current Account
from The Cumberland 4.91 from 38 reviews
Platinum Current Account
from TSB 3.63 from 19 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub