Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17027 reviews)

View other Monzo products

4.92

Based on 17,027 reviews, last reviewed 11th Apr 2025

52525% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Would recommend Easy to communicate with company and good Cashback offers Reviewed on: 11th April 2025

Latest lowest rating:

2

Monzo : Great look but mixed experience I had high hopes for Monzo, especially with all the hype around it being one of the top digital banks. At first, the app felt modern and user-friendly... Read more Reviewed on: 11th April 2025

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17027)

Review of the Monzo, Current Account:

Good for budgeting

This app is good for budgeting as it shows clearly where your money is spent. However, I've had bad experiences with customer service, and Savings account rates can be beaten elsewhere. I also feel this app should support mutli-currency Reviewed on: 10th April 2023

Would recommend

Easy to communicate with company and good Cashback offers Reviewed on: 11th April 2025

Best bank ever, so easy to use.

Best app ever, so easy to use. Makes banking fun and full of tips and tricks to learn how to manage personal finances. Reviewed on: 11th April 2025

The Ideal Bank

Loveeee Monzo both for their socials and the use of the app, handy features such as the round up pots as well as the current savings challenge where they save for you automatically and ease to use abroad, all round great Reviewed on: 11th April 2025

AWESOME!!!!!!!

Excellent easy service, brilliant app and fantastic customer service if you ever need to contact them. Reviewed on: 11th April 2025

It’s a valuable experience,easy to deal with and whe...

It’s a valuable experience,easy to deal with and when I had a problem and a possibility of fraud, they helped me too much with fast deal and fast response. Reviewed on: 11th April 2025

Monzo provides a fast, tailored and robust service.

Monzo provides a fast, tailored and robust service. Reviewed on: 11th April 2025

Monzo : Great look but mixed experience

I had high hopes for Monzo, especially with all the hype around it being one of the top digital banks. At first, the app felt modern and user-friendly, and features like spending categories, instant notifications, and savings pots were definitely a nice touch. But over time, it started to feel a bit underwhelming. The customer service can be slow at crucial times, especially when you need help urgently, and while the features are cool, they’re not always as smooth or reliable as advertised. There have also been times where the app experienced glitches or downtime, which is frustrating when you're relying on it for everyday banking. I think Monzo is great if you want a side account to manage spending, but I wouldn’t fully rely on it as my main bank just yet. It still feels like it’s figuring things out. Reviewed on: 11th April 2025

Easy control of my spending and saving

I love how easy it is to sort a salary payment into pots and feel in control of my monthly spending! I also love the trends telling me how much I've spent each month and on which categories. I find the notifications super helpful as well. Reviewed on: 11th April 2025

Love my Monzo

Whenever I've had an issue it gets immediately resolved in a friendly way via the chat feature. I love the user experience and interface - no bank has matched this in terms of being able to easily track where you money goes each month and it also makes investing via the app simple with explainers and videos Reviewed on: 11th April 2025

Manage money better than ever.

It is overall a easy banking app. Am able to manage money better than ever. Reviewed on: 11th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Additions Account
from Barclays 4.49 from 92 reviews
Current Account
from Tesco Bank 4.37 from 67 reviews
Bank Account
from Habib Bank Zurich plc 4.82 from 3 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub