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All reviews (4)

Review of the Monzo, Current Account:

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Monzo : Great look but mixed experience

I had high hopes for Monzo, especially with all the hype around it being one of the top digital banks. At first, the app felt modern and user-friendly, and features like spending categories, instant notifications, and savings pots were definitely a nice touch. But over time, it started to feel a bit underwhelming. The customer service can be slow at crucial times, especially when you need help urgently, and while the features are cool, they’re not always as smooth or reliable as advertised. There have also been times where the app experienced glitches or downtime, which is frustrating when you're relying on it for everyday banking. I think Monzo is great if you want a side account to manage spending, but I wouldn’t fully rely on it as my main bank just yet. It still feels like it’s figuring things out. Reviewed on: 11th April 2025

Review of the NatWest, Junior ISA:

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Saving for the future , safely with NatWest

I opened a Junior ISA with NatWest to begin saving for my child’s future, and so far, the experience has been steady and reassuring. The process to open the account was straightforward, and I appreciate how clearly the terms and benefits were laid out. It’s comforting to know the savings are protected and growing in a safe environment. The NatWest app makes it easy to monitor the balance and check progress over time, although it could be improved by including features like goal tracking, projected growth visuals, or even financial tips for parents. While it's not as flashy as some newer banks, NatWest provides the kind of traditional stability that makes you feel your child's future is in good hands. A little more modern functionality and personalization would elevate the experience even more. Reviewed on: 11th April 2025

Review of the Lloyds Bank, Easy Saver:

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Banking with Lloyds

I’ve had a solid experience with Lloyds Bank overall. It feels like a traditional bank with a reliable reputation, and I’ve always appreciated the sense of security it provides. The mobile banking app is easy to navigate, and basic day-to-day tasks like transferring money or checking balances are simple. However, compared to more modern banks, it can sometimes feel a bit outdated in terms of features or speed. That said, whenever I’ve needed help, customer service has been polite and helpful, which I really value. Lloyds gives me peace of mind, especially for saving and managing essentials, but I’d love to see it evolve with more tools for budgeting, investing, or spending insights like newer digital banks are offering. Reviewed on: 11th April 2025

Review of the Revolut, Personal Account:

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Money Moves Made Simple With Revolut

Using Revolut has honestly transformed the way I manage my money. It’s not just a bank account, it feels like having a personal financial assistant right in my pocket. From the moment I joined, I was impressed by how smooth and modern everything felt. The instant notifications, the clean layout, the customizable features, all of it made managing my finances feel easier and more empowering. One of my favorite experiences was during a trip with a friend, where splitting expenses was completely stress-free thanks to Revolut’s smart tracking and instant transfers. I also love how effortlessly I can exchange currencies and shop globally without worrying about hidden fees. I’ve even started using their crypto and stock investment tools, which helped me get confident with building wealth step by step. Creating savings vaults and budgeting tools has kept me consistent with my financial goals while still enjoying life. Revolut isn’t just convenient, it’s empowering and honestly kind of fun to use. I 100 percent recommend it to anyone who wants more freedom, better control over their finances, and a modern way to bank. Winning this prize would simply be the perfect bonus to what has already been an amazing experience with Revolut. Reviewed on: 11th April 2025

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