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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2360 reviews)

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4.96

Based on 2,360 reviews, last reviewed 30th Mar 2025

55200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Pure perfection Perfect experience where there is nothing to explain. A single paragraph of text is enough to understand everything about the card, how it's used and ... Read more Reviewed on: 30th March 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2360)

Review of the Monzo, Flex Credit Card:

Very good bank, great app.

Very good bank, great app. My go to abroad. Very reliable and easy to use Reviewed on: 22nd March 2025

Easy to use card, good updates via the app and simpl...

Easy to use card, good updates via the app and simple display so you understand what you have spent. Reviewed on: 23rd March 2025

Best Credit Card

It has Flexible Repayment Options. You can split purchases into 3, 6, or 12 monthly installments. Payments over 3 months are interest-free, while longer terms incur a 29% APR. Credit Building: Using Monzo Flex responsibly, by making timely payments and staying within your credit limit, can help improve your credit score over time. No Foreign Transaction Fees: Monzo Flex allows fee-free spending abroad, using Mastercard’s exchange rate without additional charges. User-Friendly App Integration: The Monzo app provides instant notifications, real-time balance updates, and the ability to manage your card settings, enhancing your control over spending. Reviewed on: 23rd March 2025

They are doing a brilliant work and revolutionising...

They are doing a brilliant work and revolutionising the traditional banking system. Always been a great experience with them Reviewed on: 22nd March 2025

Best credit card I have ever had.

Best credit card I have ever had. Reviewed on: 22nd March 2025

World best credit I have ever seen

World best credit I have ever seen Reviewed on: 21st March 2025

Best online banking excellent credit card policy

Best online banking excellent credit card policy Reviewed on: 20th March 2025

So easy to use simple app.

So easy to use simple app. Love that I can choose the payments and date pay more or just the minimum. Reviewed on: 20th March 2025

Monzo flex credit card is amazing very easy to use a...

Monzo flex credit card is amazing very easy to use and the best feature is you can spread the cost and there is no interest if make full payment overall excellent experience and definitely would recommend Reviewed on: 20th March 2025

Good card!

Good card and satisfied with the operation and offers provided. Reviewed on: 20th March 2025

The app is seamless and very easy to use.

The app is seamless and very easy to use. I love Flex and the 1p saving challenge! Reviewed on: 20th March 2025

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