Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2253 reviews)

View other Monzo products

4.96

Based on 2,253 reviews, last reviewed 13th Mar 2025

22200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Simple, flexible and transparent Simple, flexible and transparent Reviewed on: 13th March 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

Read all reviews See your review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2253)

Review of the Monzo, Flex Credit Card:

SEEN: a short story

So I have never had a decent credit card limit from other “proper banks” despite the fact that I do make efforts to keep payments up to date and use them responsibly… but with Monzo’s Flex Credit Card, I feel seen. Where other banks just point blank refuse consumers like me, Monzo has made me feel that I exist and that their platform helps me manage my finances better. Thanks Monzo! Reviewed on: 12th March 2025

Simple, flexible and transparent

Simple, flexible and transparent Reviewed on: 13th March 2025

I loved it the way it operates, can be used by anyon...

I loved it the way it operates, can be used by anyone and the experience I had was so good Reviewed on: 12th March 2025

Highly recommended

Good one, totally enjoy using and will keep recommending Reviewed on: 12th March 2025

Amazing.

Amazing. Gave me the chance to be a bit more flexible with my money, build a credit rating and pay off early if I could. Reviewed on: 12th March 2025

Very simple interface, super good ways to track spen...

Very simple interface, super good ways to track spending Reviewed on: 11th March 2025

Fantastic, the flex card has made managing money so...

Fantastic, the flex card has made managing money so much easier for me, it's not so overwhelming to pay for bigger purchases now. Reviewed on: 11th March 2025

I love Monzo always have done

I love Monzo always have done and always will do. It is simple to use, I can have absolutely everything in the same place & it allows me to track absolutely everything. I genuinely cannot sing Monzo's praises enough. Reviewed on: 11th March 2025

Great facility, high street banks should absolutely...

Great facility, high street banks should absolutely catch up with monzo on this Reviewed on: 11th March 2025

it very helpful financial bank loan and customer ser...

it very helpful financial bank loan and customer service is great Reviewed on: 11th March 2025

Monzo Flex

I think Monzo Flex Credit card is very helpful. It helped me split payments as it gives me different options for the payments(pay in 3 or 6 payments, pay in 30 days). As well as different amount limit that can be changed for higher or lower. Reviewed on: 11th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 3.86 from 20 reviews
Credit Card
from American Express 4.46 from 121 reviews
Zero Credit Card
from Santander 4.35 from 14 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub