Smart Money People Logo

Monzo: Flex Credit Card reviews

4.96
Based on 2,371 reviews, last reviewed 1st Apr 2025
56200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The Monzo Flex Credit Card is fantastic! The Monzo Flex Credit Card is fantastic! The ability to split my purchases into three interest-free payments has been incredibly helpful and works per... Read more Reviewed on: 1st April 2025
Lili G's avatar
Lili G

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025
Paul Rocks's avatar
Paul Rocks

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2371)

Review of the Monzo, Flex Credit Card:

Flex Different

5
The flex credit card is the best on the market. Really easy to use and can pay off extra whenever convenient. The fact it is interest free over three months is a massive bonus for me. App is so easy to use too. Best credit card I've had. Reviewed on: 19th March 2025

The Monzo Flex Credit Card is fantastic!

5
The Monzo Flex Credit Card is fantastic! The ability to split my purchases into three interest-free payments has been incredibly helpful and works perfectly for my budget. It's such a convenient feature, and it makes managing finances easier. Monzo continues to impress with its customer-friendly services. Definitely the best bank for me! Reviewed on: 1st April 2025

Straight forward banking

5
Best bank I’ve been with nothings ever an hassle when you call Reviewed on: 1st April 2025

The Best Bank Service Ever!!

5
I have been using two bank apps for past few years, but this is the best and user friendly service I ever had. Easy to do the payments, setup direct debits, savings. I love the service. Keep it up! Reviewed on: 1st April 2025

Flex has helped me in my mission to rebuild my credi...

5
Flex has helped me in my mission to rebuild my credit score. Reviewed on: 1st April 2025

Instant transfers clear app good savings interest fl...

5
Instant transfers clear app good savings interest flex useful and interest free for short term borrowing Reviewed on: 1st April 2025

Funny chaps.

5
Funny chaps. Monzo Flex is the best credit card I've had- interest free over 3 months makes it the most useful card ever. Reviewed on: 31st March 2025

Monzo gave me support on monty matters

4
Monzo gave me support on monty matters Reviewed on: 31st March 2025

Best bank out there very competitive, gives the best...

5
Best bank out there very competitive, gives the best exchange rate whilst I was away in Jamaica. Reviewed on: 30th March 2025

Very nice and superb

5
Very nice and very smooth to operate and use for everyone Reviewed on: 30th March 2025

Monzo is providing good service and friendly app

5
Monzo is providing good service and user friendly good customer support Reviewed on: 30th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products