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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2373 reviews)

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4.96

Based on 2,373 reviews, last reviewed 1st Apr 2025

56400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

My Flexible friend! I use flex often, i find it easy to use very flexible in paying off as you choose. Reviewed on: 1st April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2373)

Review of the Monzo, Flex Credit Card:

Flex is one of the best credit cards I’ve ever had,...

Flex is one of the best credit cards I’ve ever had, Monzo really do provide banking services for the people, rather than focussing on being a corporate money grubbing bank. Their flex is card is flexible, easy to use, provides many different options and ways to make it work for you and your budgeting. Reviewed on: 27th March 2025

My Flexible friend!

I use flex often, i find it easy to use very flexible in paying off as you choose. Reviewed on: 1st April 2025

best bank and its totally free with loads of features

Convenient banking which can be used worldwide. I love the savings pots and easy to use investment plans which are a free. Also. The new flex account gives even more flexibility for your money. I have opened an account for my 13 year old with monzo, she absolutely loves it and has already began using the saving pots which is great to help her learn about money. Reviewed on: 1st April 2025

The Monzo Flex Credit Card is fantastic!

The Monzo Flex Credit Card is fantastic! The ability to split my purchases into three interest-free payments has been incredibly helpful and works perfectly for my budget. It's such a convenient feature, and it makes managing finances easier. Monzo continues to impress with its customer-friendly services. Definitely the best bank for me! Reviewed on: 1st April 2025

Straight forward banking

Best bank I’ve been with nothings ever an hassle when you call Reviewed on: 1st April 2025

The Best Bank Service Ever!!

I have been using two bank apps for past few years, but this is the best and user friendly service I ever had. Easy to do the payments, setup direct debits, savings. I love the service. Keep it up! Reviewed on: 1st April 2025

Flex has helped me in my mission to rebuild my credi...

Flex has helped me in my mission to rebuild my credit score. Reviewed on: 1st April 2025

Instant transfers clear app good savings interest fl...

Instant transfers clear app good savings interest flex useful and interest free for short term borrowing Reviewed on: 1st April 2025

Funny chaps.

Funny chaps. Monzo Flex is the best credit card I've had- interest free over 3 months makes it the most useful card ever. Reviewed on: 31st March 2025

Monzo gave me support on monty matters

Monzo gave me support on monty matters Reviewed on: 31st March 2025

Best bank out there very competitive, gives the best...

Best bank out there very competitive, gives the best exchange rate whilst I was away in Jamaica. Reviewed on: 30th March 2025

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