Write a review

Nationwide: Credit Card reviews

Name: Credit Card
Rating: 4.16 (196 reviews)

View other Nationwide products

4.05

Based on 196 reviews, last reviewed 13th Jun 2025

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

61%

21%

11%

Latest highest rating:

5

Easy to manage. The Nationwide credit cards are extremely easy to manage. On the Nationwide app, you can view your statements (and past statements) all in one place. ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025

Read all reviews See your review

About this product

Nationwide Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Nationwide customers like? Find out more about the Nationwide Credit Card by reading our trusted Smart Money People reviews. You can also write your own Nationwide Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Nationwide Credit Card reviews (196)

Review of the Nationwide, Credit Card:

Good and Bad Nationwide

Good customer service but annoyingly will only text main cardholder if a query- will not take or use an alternative mobile number Reviewed on: 6th November 2019

Easy to manage.

The Nationwide credit cards are extremely easy to manage. On the Nationwide app, you can view your statements (and past statements) all in one place. It's easy to pay off your balance; simply transfer from one account to the credit account. It's really simple and takes the stress out. Reviewed on: 13th June 2025

Low foreign currency charges

I use the Nationwide credit card for non GBP purchases when holidaying in the EU, always careful to avoid the trap of a card reader conversion to GBP, which is inevitably more expensive than Nationwide's rate. Reviewed on: 12th June 2025

Nationwide have consistently excellent customer serv...

Nationwide have consistently excellent customer service, the credit card gets good rates abroad and meets all my day to day needs Reviewed on: 12th June 2025

Cannot fault Nationwide great never had any problem...

Cannot fault Nationwide great never had any problem with them very good credit card couldn’t, wish for any better Reviewed on: 1st June 2025

nationwide is family

nationwide has always been about the people and they prove that with how they run their bank operations. no other bank other than nationwide has ever sent me a £50 thank you from their bank for the successful acquisition of virgin money, also nationwide listens to its consumers, when we complained about having to always use our card readers to transfer and how inconvenient it could be at times they updated the app to allow us to use our face id’s and fingerprints to verify it’s us rather than always using the card so now we can easily transfer and go. Reviewed on: 11th April 2025

Great value features with that card

Great value features with that card Reviewed on: 11th April 2025

Always been easy to deal with never had any problems.

Always been easy to deal with never had any problems. I got a £50 bonus for staying with them. Reviewed on: 3rd April 2025

Easy to ask questions

Easy to ask questions and access app Reviewed on: 2nd April 2025

I chose to have a credit card with Nationwide as the...

I chose to have a credit card with Nationwide as the benefits were second to none. The process to apply for the credit card was quick and easy and staff were helpful when I had questions. The information on the website made me feel confident to apply for this credit card. Reviewed on: 2nd April 2025

Travelling in Europe

I use my Nationwide credit card when travelling in Europe as there is no charge for using it to buy goods or services, unlike with the other credit card I use. It also means the cost of what I bought abroad is separated from my normal expenditure. Reviewed on: 2nd April 2025

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Aqua Credit Card
from NewDay 4.88 from 2844 reviews
Credit Card
from M&S Bank - Marks and Spencer 2.69 from 183 reviews
Credit Card
from HSBC 3.02 from 113 reviews

Want to see more from Nationwide?

Student Current Account
from Nationwide 5.00 from 5 reviews
Select Credit Card
from Nationwide 4.87 from 9 reviews
Regular Savings
from Nationwide 4.74 from 79 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub