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Nationwide: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 4.32 (174 reviews)

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4.26

Based on 174 reviews, last reviewed 7th Sep 2024

25% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

71%

11%

Latest highest rating:

5

Great bank, so no surprise the mortgages are good too Been with Nationwide for accounts and savings and enjoyed it. See my bank account review for them. So when it came to getting a mortgage, it was likel... Read more Reviewed on: 7th September 2024

Latest lowest rating:

1

A Harsh Lesson in Discrimination Against Caregivers... A Harsh Lesson in Discrimination Against Caregivers and disabilities. I am writing this review with deep disappointment and absolute frustration after... Read more Reviewed on: 15th August 2024

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About this product

Nationwide is a building society that offers a range of financial services, including mortgages. A fixed rate mortgage will have a set interest rate for a certain amount of time, often between two and five years, sometimes even ten. Make sure you’re confident you understand the Ts and Cs and always consult the lender or an independent advisor if you have any questions.

Buying a home is a big financial decision, so finding the right mortgage is important. We collect Nationwide fixed rate mortgage reviews to give you valuable insight into the lender and product.

Find out what homeowners have to say about Nationwide’s fixed rate mortgage. Learn why they chose Nationwide as their mortgage lender and how satisfied they’ve been throughout their mortgage term. Read about the application process and how supportive Nationwide was. Discover the perks of being a Nationwide member. Browse through our Nationwide fixed rate mortgage reviews to find the ones most helpful to you.

Did Nationwide help you buy your dream home? Share your honest opinions about the fixed rate mortgage with our Smart Money People community. Would you recommend the product to family and friends? Were you satisfied with the support provided throughout your application process? Did you encounter any problems with your application, and if so, how well were they dealt with? Whether good or bad, write an honest Nationwide fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

Nationwide Fixed Rate Mortgage reviews (174)

Review of the Nationwide, Fixed Rate Mortgage:

Great bank, so no surprise the mortgages are good too

Been with Nationwide for accounts and savings and enjoyed it. See my bank account review for them. So when it came to getting a mortgage, it was likely to be Nationwide. They were actually the 3rd cheapest option for us, but we still went with them as we both had good experiences with them. The mortgage allows overpayments, a choice of how it's processed, and only takes £500 to trigger (much less than a previous mortgage I had). They also base the overpay limit on the original mortgage value, not the current; allowing you to pay more without hitting a penalty. Reviewed on: 7th September 2024

Brilliant mortgage provider

Nationwide were one of few providers who accepted a lower deposit on the mortgage which was great for me with little savings at the time, I received a welcome box full of useful goodies and free samples all excellent for a new homeowner, and communications with Nationwide haven’t been needed since, as I have had no issues at all Reviewed on: 16th February 2023

Great service

Amazing support for first time buyers Reviewed on: 8th February 2023

Great mortgage

Great experience as a first time buyer using nationwide, really easy Reviewed on: 2nd February 2023

One of the best for mortgages

Brilliant service from Nationwide for my mortgage, great remortgage rate last year. Initial welcome lack for new homeowners a great surprise Reviewed on: 1st February 2023

So so

they are ok to deal with and always polite, however website could be better, but app works well Reviewed on: 1st February 2023

First time buyer mortgage

Brilliant rates for first time buyer mortgage. Excellent service and very helpful Reviewed on: 1st February 2023

Ethical mortgage provider

I'm impressed by Nationwide. I was only prepared to get my mortgage with an ethical / mutual provider. Thanks to Nationwide's good rates I didn't lose out financially for sticking to my principles. Their service has also been unfaultable. Reviewed on: 17th January 2023

Nationwide lead the way

Nationwide mortgages have always given us the best product and above and beyond service, They offered support during tough times with the pandemic and always go above and beyond with their service support. Reviewed on: 16th January 2023

Great mortgage rate

I have had a mortgage with Nationwide for 5 years and the rate was very good. Reviewed on: 11th January 2023

Mortgage Application delayed until they could charge me more

Nationwide promised to honour a mortgage Decision in Principle for up to 3 months after applying. First, they refused to allow me to "increase" my deposit, unless I took a mortgage with a higher rate. Somehow being a safer customer was a bad thing... Then I applied for the mortgage well within that time limit, only for them to stall the process with repeated requests for evidence of funds (which I responded promptly to, and which would not even have been part of the deposit anyway!). Eventually the 3 month limit hit and despite already applying they refused to honour the DiP because time had run out. Only choices left were to take a more expensive mortgage or look elsewhere, which I am doing. Utter waste of time. Reviewed on: 6th January 2023

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