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NatWest: Black Account reviews

Name: Black Account
Rating: 4.62 (221 reviews)

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4.45

Based on 221 reviews, last reviewed 20th Nov 2024

200% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

83%

Latest highest rating:

5

It’s is good value as long as you use the additional... It’s is good value as long as you use the additional bits. Branch is good but don’t use often. Online banking is spot on and does everything for me Reviewed on: 20th November 2024

Latest lowest rating:

1

Ditching Natwest I've been a Natwest customer for 14 years and in the last month I've started to have problems getting access to lounges with my Dragonpass. Will be ch... Read more Reviewed on: 21st October 2024

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About this product

NatWest Black Account reviews come from people like you! With so many different current accounts now available, you can read these honest NatWest Black Account reviews to find out what life as a NatWest customer is really like. And remember, if you are a NatWest customer, you can write a short review here to help other potential customers. Smart Money People is the UK's leading financial services review site and dedicated to being an independent and honest source of NatWest Black Account reviews. Together, we can make financial services work better for everyone.

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NatWest Black Account reviews (221)

Initially excellent, now slowly chipping away at the idea of value and exclusivity

There's nothing fundamentally wrong with Nat-West Private. Any diligent customer can work out fairly easily whether the bolt-ons are financially worth it. The insurances in particular are best-of-breed (particularly mobile phone insurance if you have an expensive smartphone), and provided you travel every now and then, it adds up fairly well compared to the cost (and hassle) of buying individual policies and services from multiple providers. Equally, that doesn't differentiate NatWest from other banks; and in the years I've been a member (it has changed names - I signed up in the days of NatWest Black), the benefits have been gently chipped at. But most importantly, the original reason I signed up for then-Black, now-Private was a single important thing which is no longer there: the ability to speak to a named bank manager. Someone who knew me, my account, and could solve problems for me. That was rapidly withdrawn, and it is a loss to relationship banking. Separately, NatWest customer service over the phone is superb. The call centre staff may be frustrated by procedure at times, but I have never felt let down, they always call back, answer the phone quickly, and try to handle things. Unlike HSBC, they are also all UK based. I cannot fault the service team in the slightest. So, a mixed bag: good people on the ground, for a product which isn't quite as good as it originally promised. Reviewed on: 12th October 2014

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