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NatWest: Black account reviews

4.11
Based on 234 reviews, last reviewed 11th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
8%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Back to blabk Easy process clear easy banking . Nuce perks. Secure bankibg Reviewed on: 11th June 2026
Rattna W's avatar
Rattna W

Latest lowest rating:

1

I recently experienced raising a dispute through Nat... I recently experienced raising a dispute through NatWest, and I have to say, the process has been incredibly complicated and frustrating. The process ... Read more Reviewed on: 18th November 2025
Madalina M's avatar
Madalina M

About this product

The NatWest Premier Reward Black account charges a monthly fee in return for a wide range of benefits.

Benefits include a concierge service, discounts, insurance policies and cashback. You’ll need to meet the income, savings or mortgage limits to be eligible for the NatWest Premier Reward Black account.

NatWest Premier Reward Black account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

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NatWest Black account reviews (234)

Great app & benefits

5
Love the account and the benefits, do most of my banking online using the app, which is really useful & intuitive Reviewed on: 8th January 2019

NatWest banking app

5
Quick, easy and intuitive , ensuring on the go and up to date access to account information and payment related needs Reviewed on: 8th January 2019

Fantastic account and a fantastic mobile app that I use daily

5
Can’t ever believe I’ll do banking again without the app Reviewed on: 7th January 2019

Excellent all round account

5
I have remained with NatWest for 30 years, despite being savvy to switching providers when their service let me down. The NatWest Black Account has been played its part in my choice to remain. Great all round account with relevant perks that actually benefit me and a great banking app to boot. Reviewed on: 2nd January 2019

Excellent value for money

5
Marvellous savings on theatre & cinema tickets, great airport lounge access, good travel ins & rewards on your direct debits & credit card spending and no foreign fees on purchases abroad, all supported by the wonderful mobile banking app Reviewed on: 8th November 2018

Great app

5
Really easy to do all my banking on the go Reviewed on: 7th November 2018

Receipt management

5
As a Premier (private) customer, I enjoy being able to manage my receipts in the app. I also appreciate the fact I get my own Premier branding in the app too because it makes me feel valued to be banking with NatWest! Reviewed on: 5th November 2018

excellent product

5
free world wide travel insurance, car recovery and mobile phone insurance Reviewed on: 8th February 2018

Enjoyable service

4
This is a good account and the customer service was a joy Reviewed on: 6th January 2018

Terrible

1
Whenever I try and use the benefits of this account I’m always disappointed. Mobile phone insurance, painfull to make a clam, then told to pay £100 excess, complete rip off! Twice tried to use club lounge at airport only to be told they are too busy to except NatWest customers, very embarrassing! In short they will take your £28 a month but don’t expect anything back. Reviewed on: 3rd December 2017

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