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NatWest: Basic Account reviews

4.49
Based on 2,093 reviews, last reviewed 11th Apr 2025
2100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
78%
See only 4 star reviews
13%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
3%

Latest highest rating:

5

Unbelievable. Unbelievable. Been with them for years. Would never change. Reviewed on: 11th April 2025
Ralfs's avatar
Ralfs

Latest lowest rating:

2

Functional but Underwhelming I opened an account with NatWest when I first moved to the UK — not out of preference, but because I needed an account with a mainstream bank. Since t... Read more Reviewed on: 11th April 2025
Eric U's avatar
Eric U

About this product

The NatWest Basic Current Account is a free account designed for everyday use. Account holders can benefit from a mobile banking app and 24/7 support. There are also overdraft options available.

There are a range of current accounts on the market designed for managing your everyday finances. What better way to understand which one’s right for you, than by hearing from existing customers? We collect NatWest Basic Current Account reviews to help you make an inform
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NatWest Basic Account reviews (2093)

Review of the NatWest, Basic Account:

My account

5
NatWest account management via the App is simple, it offers all the features necessary to manage one’s finances. Reviewed on: 18th February 2023

Unbelievable.

5
Unbelievable. Been with them for years. Would never change. Reviewed on: 11th April 2025

Functional but Underwhelming

2
I opened an account with NatWest when I first moved to the UK — not out of preference, but because I needed an account with a mainstream bank. Since then, I’ve ended up with three accounts: a basic current account and two savings accounts. While everything works fine on a functional level, the overall experience feels a bit uninspired. The interest rates on savings are especially disappointing, making it hard to see much value in keeping multiple accounts with them. It does the ... Reviewed on: 11th April 2025

My basic account does everything that I need it to do.

5
My basic account does everything that I need it to do. Whenever I’ve had an issue, the customer service team have helped me efficiently and professionally. Reviewed on: 8th April 2025

Love NatWest, they are a great banking app, love the...

5
Love NatWest, they are a great banking app, love the layout of the mobile app and how simple it is to use. Also have great account options for students and savings accounts, they are the best banking app. Reviewed on: 3rd April 2025

Used the NatWest for over 20 years

3
Used the NatWest for over 20+ years. Majority of my banking is satisfactory but not when it comes to going on holiday. I always advise the bank of my travel dates and they still let me down by allowing payments on my card when I am not in the country. My card was scammed and they blocked my card without contacting me leaving me without money on holiday. I found it impossible to contact them on the phone and I didn’t have access to the internet. What’s the point in notifying them... Reviewed on: 3rd April 2025

After my stroke in 2005 having a Natwest basic accou...

5
After my stroke in 2005 having a Natwest basic account helped me with the financial difficulties I incurred due to not being able to work. Reviewed on: 2nd April 2025

great bank had no problem with them always happy to...

5
great bank had no problem with them always happy to help Reviewed on: 2nd April 2025

service Good with a smile On his face Andy

5
Good customer service with a smile Reviewed on: 2nd April 2025

Worked with me whilst moving overseas and back home

4
Worked with me whilst moving overseas and back home Reviewed on: 2nd April 2025

Been a customer of NatWest for years - can’t recomme...

5
Been a customer of NatWest for years - can’t recommend them high enough. Fantastic bank, love them Reviewed on: 2nd April 2025

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