Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50191 reviews)

View other PayPal products

4.91

Based on 50,190 reviews, last reviewed 3rd Jun 2025

1786700% increase in 5 star reviews

in the past 90 days

1400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

fair experience not bad to use things are clear to use and they're fair should a payment have a technical issue and not go through straight Reviewed on: 3rd June 2025

Latest lowest rating:

1

I had a very bad experience as they suddenly stopped... I had a very bad experience as they suddenly stopped my 3 payment plan without an obvious reason and when I contacted them about it they said we don't... Read more Reviewed on: 2nd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50191)

Review of the PayPal, PayPal Credit:

I love using PayPal credit and 3 months payment plan...

I love using PayPal credit and 3 months payment plan it easy use and help with my bills Reviewed on: 27th May 2025

Just helping me from getting scammed and the peeps h...

Just helping me from getting scammed and the peeps help me alot what's great not alot of fuss as well Reviewed on: 3rd June 2025

fair experience

not bad to use things are clear to use and they're fair should a payment have a technical issue and not go through straight Reviewed on: 3rd June 2025

using PayPal is easy and straight forward.

using PayPal is easy and straight forward. I like it provides extra peace of mind when paying with credit cards. Reviewed on: 3rd June 2025

Customer service are always so helpful.

Customer service are always so helpful. And they explain properly and clearly and always had my things resolved Reviewed on: 3rd June 2025

Very Useful

paypal credit and paypal pay in 3 has been very useful for me. Reviewed on: 3rd June 2025

Easy and secure

Very reliable and user-friendly, love how secure it is, with its Buyer Protection and instant notifs. I use it a lot for online shopping and freelance payments. Reviewed on: 3rd June 2025

Great experience, happy customer.

Great experience, happy customer. Reviewed on: 2nd June 2025

Best banking!

Best banking. easy to use and very accessible as I can connect my other accounts Reviewed on: 2nd June 2025

I have been able to use PayPal Credit for items I ca...

I have been able to use PayPal Credit for items I cannot afford to pay outright with cash. This has been such an asset to my life style. Reviewed on: 2nd June 2025

Good customer service

Twice, the suppliers let me down and PayPal got involved and got my money back Reviewed on: 2nd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 4.45 from 121 reviews
Nectar Credit Card
from American Express 3.81 from 12 reviews
Bip Credit Card
from NewDay 4.91 from 2284 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub