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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30761 reviews)

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4.92

Based on 30,761 reviews, last reviewed 18th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Easy to use and view account.

Easy to use and view account. Reasonable interest. Accepted at lots of places which is convenient. Easy to make payments Reviewed on: 6th June 2024

Easy to use quick installment plans

Easy to use quick installment plans Reviewed on: 17th June 2024

I can’t fault the service.

I have been using PayPal for a number of years and the experience has always been 1st class. Reviewed on: 17th June 2024

Good for big payments and easy to use

Good for big payments and easy to use Reviewed on: 17th June 2024

Amazing way to buy something and getting the chance...

Amazing way to buy something and getting the chance to pay it up over four months interest free is very handy, would highly recommend to friends and family and will definitely continue to use Reviewed on: 17th June 2024

I’ve never had any issues using this service.

I’ve never had any issues using this service. I will default to this for larger payments so that I can spread it across a few months with the bonus of 0 interest as long as I pay it all off within 4 months. Reviewed on: 17th June 2024

Easy to use and conveniently spread the cost for up...

Easy to use and conveniently spread the cost for up to 3 mos. Reviewed on: 17th June 2024

Best customer service.

The customer service team are always on hand to assist you with any questions and queries you have. Also safeguard your account and money you pay for goods before the delivery. Reviewed on: 17th June 2024

My favourite way to shop online

Good offers on 0% interest periods make this one of my favourite ways to shop online. Paypal credit was simple to set up, allows me full control of any restrictions, and makes me feel safe when i shop online. Customer service is easily accessible and thorough. Reviewed on: 17th June 2024

Excellent service, able to have a good payment plan...

Excellent service, able to have a good payment plan for different purchases Reviewed on: 17th June 2024

Great service

Reliable service with protection for users. Always helpful in resolving difficulties Reviewed on: 17th June 2024

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