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PayPal: PayPal Credit reviews

4.91
Based on 30,761 reviews, last reviewed 5th Apr 2025
No new 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So intuitive and great features! I have been using PayPal Credit for a while now and it is such an easy and intuitive product to use. Couldn't reccomend it enough! Reviewed on: 2nd April 2025
Jack O's avatar
Jack O

Latest lowest rating:

1

PayPal Credit is committing financial fraud. Without warning or explanation, £288 was taken from my account. When I called customer service, they refused to explain the charge and told me to “rea... Read more Reviewed on: 5th April 2025
Mi's avatar
Mi

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Very smooth and easy to use A1, easy to use app and...

5
Very smooth and easy to use A1, easy to use app and very quick, also very compatible with most company’s Reviewed on: 17th June 2024

There when you need it.

5
There when you need it. Waiting till payday? No problem use PayPal credit Reviewed on: 18th June 2024

Quick installments without any hassle.

5
Quick installments without any hassle. Extremely convenient. Reviewed on: 18th June 2024

Been a customer for over a decade, that should say i...

5
Been a customer for over a decade, that should say it all Reviewed on: 17th June 2024

improvements needed here n there , great experience ti

4
Customer service can be improved more , and need to be available on more online site as a mode if payment, need more news and offers to customer, so they get more involved Reviewed on: 17th June 2024

Hassle free 0% payment plan!

5
I used it to break up the payments, it was perfectly setup for a payment plan that worked for me according to how much I could afford to pay each month. The 0% interest is also a big reason for why I was appealed to applying for PayPal credit Reviewed on: 17th June 2024

Fab service and always there when needed

5
Fab service and always there when needed Reviewed on: 17th June 2024

Fast and reliable.

5
Fast and reliable. Payments by some credit providers don’t always go through, which can live one stranded. If payment is refused when in a foreign country you then have to phone credit provider, which can be quite expensive. No such inconveniences with PayPal Reviewed on: 17th June 2024

It’s good service and save time for transfer money

5
It’s good service and save time for transfer money Reviewed on: 17th June 2024

Great and easy to use PayPal credit

5
Great and easy to use PayPal credit Reviewed on: 17th June 2024

Regular user of PayPal credit

5
Have used PayPal credit for a number of purchases and it has relieved the financial stress of big purchases. Reviewed on: 17th June 2024

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