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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30761 reviews)

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4.92

Based on 30,761 reviews, last reviewed 18th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

2 Weeks for Payment to Reflect in Available Credit

I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, but not available credit. So, I am essentially loaning Paypal my money for 2 weeks. When I would ask a question, he would say "would you like me to send you the terms and agreement?" I explained, this occurred after making a payment of $3200 instead of my intended $320. I immediately realized my mistake and tried to cancel the payment when I received "system is currently having issues" message. When I logged out and went back in, I did not have the option to cancel. This is not how a credit card company works, and have never had this happen in over 30years of using credit cards. Do NOT look at Paypal Credit as anything like any kind of credit line or credit card you've ever used. They have things they need to fix. Buyer Beware! Reviewed on: 18th February 2025

improvements needed here n there , great experience ti

Customer service can be improved more , and need to be available on more online site as a mode if payment, need more news and offers to customer, so they get more involved Reviewed on: 17th June 2024

Hassle free 0% payment plan!

I used it to break up the payments, it was perfectly setup for a payment plan that worked for me according to how much I could afford to pay each month. The 0% interest is also a big reason for why I was appealed to applying for PayPal credit Reviewed on: 17th June 2024

Fab service and always there when needed

Fab service and always there when needed Reviewed on: 17th June 2024

Fast and reliable.

Fast and reliable. Payments by some credit providers don’t always go through, which can live one stranded. If payment is refused when in a foreign country you then have to phone credit provider, which can be quite expensive. No such inconveniences with PayPal Reviewed on: 17th June 2024

It’s good service and save time for transfer money

It’s good service and save time for transfer money Reviewed on: 17th June 2024

Great and easy to use PayPal credit

Great and easy to use PayPal credit Reviewed on: 17th June 2024

Regular user of PayPal credit

Have used PayPal credit for a number of purchases and it has relieved the financial stress of big purchases. Reviewed on: 17th June 2024

I find PayPal so simple, log in, pay for your goods,...

I find PayPal so simple, log in, pay for your goods, job done, as long as you meet your required payment, everybody's happy, I always pay more than requested as it makes the payments less for next time and you can always add to your purchases Reviewed on: 17th June 2024

Lovely experience.

Lovely experience. I found it really easy to use the app. Whenever you need help is really easy to do on the app. Reviewed on: 17th June 2024

0% offers that are regularly offered to customers

0% offers that are regularly offered to customers new and old, help pay for those items you really want that are a stretch without costing the earth on top for the privilege of paying via monthly Reviewed on: 17th June 2024

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