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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50648 reviews)

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4.91

Based on 50,648 reviews, last reviewed 13th Jun 2025

1828100% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It’s been great overall, never had any issues! It’s been great overall, never had any issues! Reviewed on: 13th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50648)

Review of the PayPal, PayPal Credit:

Anytime anything

The best credit provider so far! The easiest to use and automatically checking to increase credit limit. I just wish they would have a physical card too. Reviewed on: 8th July 2022

PayPal is really useful.

I have used PayPal for years. It is always useful for me when I run out of funds to use the PayPal credit service. Reviewed on: 12th June 2025

Easy to use and quick response.

Easy to use and quick response. I will always recommend PayPal credit. Reviewed on: 12th June 2025

The convenience is fantastic but the customer servic...

The convenience is fantastic but the customer service is patchy. I don't like the credit statements. Not set out well- everything should be there at a glance- the same as every other financial institution. Reviewed on: 12th June 2025

I always feel safe online when I pay using PayPal as...

I always feel safe online when I pay using PayPal as you know that if anything goes wrong with a transaction PayPal is always on your side. I have used PayPal credit many times including pay in three, interest free if you pay in 4 months and twice with interest free if you pay in 12 months. I have brought many good things that I would never of been able to afford without PayPal Credit and I have never paid any interest. Reviewed on: 12th June 2025

PayPal credit does exactly what it says on the tin.

PayPal credit does exactly what it says on the tin. Love the 4-month interest free option for purchases >£99. I have used that option many time. Works very well when paired with Curve. Reviewed on: 12th June 2025

PayPal Credit, for those larger purchases.

I like to have the option to utilise PayPal Credit for some of those larger purchases, 0% interest for a certain period is a plus too. Reviewed on: 12th June 2025

Easy to navigate website - simple procedure to get P...

Easy to navigate website - simple procedure to get PayPal credit set up Reviewed on: 12th June 2025

Really good experience, easy transaction, no issies...

Really good experience, easy transaction, no issies at all Reviewed on: 12th June 2025

I am particularly impressed with the funding options...

I am particularly impressed with the funding options that are offered as well as the pay back options and interest rate applicable. Reviewed on: 12th June 2025

Flexible, very easy to apply.

Flexible, very easy to apply. 4 months interest free credit helps the customers to plan and budget the repayment. Very happy with the service generally Reviewed on: 12th June 2025

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