Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50651 reviews)

View other PayPal products

4.91

Based on 50,651 reviews, last reviewed 13th Jun 2025

1828300% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use Paypal for the majority of my purchases. I use Paypal for the majority of my purchases. I use the Pay in 3 option on a regular basis, as it always helpful to be able to split purchases over 3... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50651)

Review of the PayPal, PayPal Credit:

Fantastic Credit..Unreasonable APR %

On the whole I think PayPal is fantastic, because they have always allowed me to pay for things that I otherwise couldn’t have. However, the interest rates have always seemed unreasonably high, and the fact that they change without so much as a mention to the consumer, is a malicious practice I feel. Reviewed on: 26th May 2025

incredible!

so far i have had no problems using paypal and have received prizes and profit from using their services Reviewed on: 12th June 2025

PayPal makes my shopping experience alot easier.

PayPal makes my shopping experience alot easier. I always pay with PayPal with the reassurance that I am covered Reviewed on: 12th June 2025

Amazing application.

Amazing application. An amazing credit builder and super easy to use Reviewed on: 12th June 2025

Strangely close people accounts any reason

Strangely close people accounts without any reason Reviewed on: 12th June 2025

I've always used PayPal ever since I started using e...

I've always used PayPal ever since I started using eBay many years ago. I always use it to transfer money to friends for a fast easy transaction. Reviewed on: 12th June 2025

Very helpful with spreading the cost

Very helpful with spreading the cost Reviewed on: 12th June 2025

Earning on line

I sell my films and music on line and PayPal is a big help. Reviewed on: 12th June 2025

I have had a couple of issues when it’s come to my a...

I have had a couple of issues when it’s come to my account and taking money for my credit direct debt. After one phone call I was reassured that everything was okay and there was no need to worry. Everything was handled swiftly and was sorted in 48 hours with no damages to my credit rating. Reviewed on: 11th June 2025

Nothing bad to say, PayPal have even credited me whe...

Nothing bad to say, PayPal have even credited me when a company has caused me to lose money before! Reviewed on: 11th June 2025

Very good and easy to use , would reccommend for oth...

Very good and easy to use , would reccommend for others as it not hard to navigate espcially as i struggle to understand how to use apps sometimes due to my dsleyia Reviewed on: 11th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.10 from 13 reviews
Credit Builder
from Chime 0.00 from 0 reviews
Cashback Plus Credit Card
from RBS 4.12 from 8 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub