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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50519 reviews)

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4.91

Based on 50,519 reviews, last reviewed 9th Jun 2025

1816900% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Used for Multiple Years, 0 Issues. I've used Paypal for quite a few years now and there isn't anything to complain about. The service works with no downtime from what I have experienced... Read more Reviewed on: 9th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50519)

Review of the PayPal, PayPal Credit:

Fantastic Credit..Unreasonable APR %

On the whole I think PayPal is fantastic, because they have always allowed me to pay for things that I otherwise couldn’t have. However, the interest rates have always seemed unreasonably high, and the fact that they change without so much as a mention to the consumer, is a malicious practice I feel. Reviewed on: 26th May 2025

Good experiences good value I wood recommend

Good experiences I would recommend Reviewed on: 8th June 2025

Easy transactions, safe and secure, first rate.

Easy transactions, safe and secure, first rate. Reviewed on: 8th June 2025

Safe and secure

Paypal assisted me with easy credit facility when I wanted to buy my flight tickets. They are also good in facilitating my online payments . Reviewed on: 8th June 2025

Only use PayPal for online transactions!

PayPal is my go to when paying for anything online, I always feel safe and secure knowing that PayPal has my back and will take care of me if it needed their support! Reviewed on: 8th June 2025

I have benefited by PayPal interest free plans and f...

I have benefited by PayPal interest free plans and found them quite useful to spread costs of things. Reviewed on: 7th June 2025

Positive, app very clear and easy to manage, easy ac...

Positive, app very clear and easy to manage, easy access there when you need it Reviewed on: 7th June 2025

PayPal, a reliable backup.

My case was thrown out by Ali Express and Evri, but PayPal came to my aid. The ran through my account, and realised that I have been a good customer over the years. Right there, they refunded my money, and Reviewed on: 7th June 2025

Help with budgeting.

I use it to help with budgeting sometimes. Being able to spread thd cost is helpful Reviewed on: 7th June 2025

I would highly recommend PayPal

I have used PayPal for a number of years and have never had any issues with the service Reviewed on: 7th June 2025

PayPal combines consumer confidence, flexible paymen...

PayPal combines consumer confidence, flexible payment tools, global reach, and merchant-centric services — making it a dominant force in retail finance and a common choice for such an award. Reviewed on: 7th June 2025

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