Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50357 reviews)

View other PayPal products

4.91

Based on 50,357 reviews, last reviewed 5th Jun 2025

1802100% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Honestly PayPal credit is fantastic with all the ben... Honestly PayPal credit is fantastic with all the benefits you get with kalana but with a higher credit limit and more flexibility on payments, I have ... Read more Reviewed on: 5th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50357)

Review of the PayPal, PayPal Credit:

So far i have had no issues with any queries i have...

So far i have had no issues with any queries i have had to resolve from PP Reviewed on: 27th May 2025

Easy to use, and extremely helpful for big payments.

Easy to use, and extremely helpful for big payments. Reviewed on: 4th June 2025

The pay in three instalments is great for spreading...

The pay in three instalments is great for spreading the coat of large purchases Reviewed on: 4th June 2025

I love PayPal.

I love PayPal. I use it to pay for most things, whether I’m using PayPal credit or one of my cards I use it. It’s so easy to use, I love it. Reviewed on: 4th June 2025

It's a great way to expense with credit.

It's a great way to expense with credit. More secure process. Reviewed on: 4th June 2025

Easy and painless

so easy to setup and user friendley Reviewed on: 4th June 2025

Excellent buyer and seller safety.

Excellent as resolving any seller issues where the buyer has hit a brick wall with the seller. Fell safe using for selling also. Reviewed on: 4th June 2025

Joined PayPal credit , easy to understand processes...

Joined PayPal credit , easy to understand processes , easy to repay at the amount and times convenient and appropriate for me Reviewed on: 4th June 2025

Convenient and Easy

It’s convenient and easy to use for each payment. Also gives you that extra bit of flexibility when needed Reviewed on: 4th June 2025

Excellent customer service.

Excellent customer service. I had a query which required a phone call. I used the Paypal app and was connected immediately and had my query resolved in a matter of minutes. Reviewed on: 4th June 2025

Great customer service.

Friendly, polite and helpful customer service. Phone calls answered promptly. Excellent range of services and payment options and easy to use. Can be used to pay in UK and internationally. Reviewed on: 4th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aqua Credit Card
from NewDay 4.88 from 2844 reviews
Credit Cards
from Virgin Money 3.77 from 792 reviews
Credit Card
from Nationwide 4.02 from 193 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub