Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30759 reviews)

View other PayPal products

4.91

Based on 30,759 reviews, last reviewed 18th Apr 2025

200% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love 0% for 4 months 0.% for 4 months is fabulous. I can get this every time I pay for items above £99 Reviewed on: 18th April 2025

Latest lowest rating:

1

PayPal Credit is committing financial fraud. Without warning or explanation, £288 was taken from my account. When I called customer service, they refused to explain the charge and told me to “rea... Read more Reviewed on: 5th April 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30759)

Review of the PayPal, PayPal Credit:

Safe and easy to pay online.

Safe and easy to pay online. Nice to be able to spread the cost of larger purchases. And if you have any problems the customer service team is always ready to help Reviewed on: 15th June 2024

PayPal is a great way to spread your costs and doesn...

PayPal is a great way to spread your costs and doesn’t charge you a fortune like a credit card does. The 0% on purchases over £99 is fantastic. I also feel safer using PayPal. Reviewed on: 17th June 2024

Satisfied

Trustfull in paypal credit.EVerytime I need it credit was available Reviewed on: 17th June 2024

Good services, fees and everything

Good services, fees and everything Reviewed on: 17th June 2024

Great company Been with them over 25 year

Great company Been with them over 25 year Reviewed on: 17th June 2024

PayPal credit has been very helpful and is a great p...

PayPal credit has been very helpful and is a great product with great interest rates Reviewed on: 17th June 2024

Found the whole process very simple and easy to setu...

Found the whole process very simple and easy to setup and use. Reviewed on: 17th June 2024

Staff are very helpful, and attentive.

Staff are very helpful, and attentive. I feel like a valued customer. They have been quick to respond to my inquiries and needs. I have not had any negative experiences at all. Reviewed on: 17th June 2024

Easy for spreading cost of bigger purchases, ease of...

Easy for spreading cost of bigger purchases, ease of buying abroad. Reviewed on: 17th June 2024

Brilliant facility that allows me to make purchases...

Brilliant facility that allows me to make purchases with confidence. Allows me to plan a better quality of purchases and have experiences that I could not afford otherwise Reviewed on: 17th June 2024

Enjoy it the PayPal way

I think it’s the best to pay for things and I love the bonus of paying in 3 months without interest. It offers flexibility which no other financial institution offers. Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.10 from 13 reviews
Purchase Credit Card
from Halifax 3.82 from 18 reviews
Classic Credit Card
from Capital One 3.98 from 278 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub