Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30761 reviews)

View other PayPal products

4.92

Based on 30,761 reviews, last reviewed 18th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Great product with safety and prace of mind for shop...

Great product with safety and prace of mind for shopping Reviewed on: 14th May 2024

Great app, easy to use and clear notifications

Great app, easy to use and clear notifications Reviewed on: 17th June 2024

Easy to use website/app and to keep check on purchases.

Easy to use website/app and to keep check on purchases.However, complex sign in process. Reviewed on: 17th June 2024

Reliable credit

I always can rely on PayPal credit I enjoy the flexibility of it Reviewed on: 17th June 2024

Easy to use, widely accepted

Easy to use, no ridiculous fees, accepted by most websites that take standard PayPal payment. Options to pay with credit or setup a pay over 3 month option. Easy to track in the PayPal app too which means it's easy to keep into of the spending and repayments. Reviewed on: 17th June 2024

I can always rely on Paypal.

I can always rely on Paypal. they dont mess about if you have a problem. Reviewed on: 17th June 2024

Reliable and convenient for shopping

Reliable and convenient for shopping Reviewed on: 17th June 2024

Transactions & Any issues I have encountered was dea...

Transactions & Any issues I have encountered was dealt . Reviewed on: 17th June 2024

It is easy to manage and straightforward

It is easy to manage and straightforward Reviewed on: 17th June 2024

Great way for using the credit especially for pay in 3

The quick display of interest payed should be available along with other payments. Reviewed on: 17th June 2024

Resolve ment issues resolved ...

PayPal has helped me when I have had issues with buyers and getting my money back from people. Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Post Office 2.12 from 104 reviews
Gold Card
from first direct 3.78 from 8 reviews
Marbles Credit Card
from NewDay 4.89 from 538 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub