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PayPal: PayPal Credit reviews

4.91
Based on 49,793 reviews, last reviewed 31st May 2025
1750400% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is always quick and easy, with clear options... PayPal is always quick and easy, with clear options on your balance and costs. It's so easy to grab a bargain with PayPal. Reviewed on: 31st May 2025
Wain H's avatar
Wain H

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49793)

Review of the PayPal, PayPal Credit:

PayPal Credit easy to use

5
I have a PayPal Credit account and primarily use it for purchases over £99 to take advantage of the 0% offer. It's super useful, 0% for 4 months on every time I spend more than £99. The app is really clear when my 0% interest is up so I make sure to repay before then. Reviewed on: 3rd May 2024

PayPal is always quick and easy, with clear options...

5
PayPal is always quick and easy, with clear options on your balance and costs. It's so easy to grab a bargain with PayPal. Reviewed on: 31st May 2025

Reliable & easy to use, my go to for online payments

5
I've used PayPal for years, & it's consistently made online shopping & sending money quick and secure.I appreciate the added layer of protection it gives when buying from unfamiliar sellers, and I like how I can link it directly to my bank or card. The mobile app is especially handy intuitive and fast. Overall PayPal is a reliable tool in my digital life! Reviewed on: 31st May 2025

It's been good so far I'm a new customer haven't bee...

5
It's been good so far I'm a new customer haven't been with you long but so far I've found your app easy to use Reviewed on: 31st May 2025

No problems ever.

5
Not much to say clear straight forward experience Reviewed on: 31st May 2025

My review

5
Always have had a good experience with PayPal credit, don't have a bad word to say and it's really helpful and useful. Wish more retailers used it. I still have yet to have a negative experience when I use PayPal credit. Reviewed on: 31st May 2025

Excellent payment method

5
Easy to use, easy to pay and your purchases are protected! Win, win! Reviewed on: 31st May 2025

Easy to use, 0% finance or pay in three is a great b...

5
Easy to use, 0% finance or pay in three is a great bonus. Reviewed on: 31st May 2025

On top of it

5
Never had a problem that wasn't sorted out within 24hrs Reviewed on: 31st May 2025

Good service easy to use app.

5
Good service easy to use app. Good at handling complaints Reviewed on: 31st May 2025

Using PayPal Credit

5
I have used PayPal Credit several times. It is very easy and quick. I appreciate being able to spread the cost of some of my bigger purchases. Reviewed on: 31st May 2025

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