I have a PayPal Credit account and primarily use it for purchases over £99 to take advantage of the 0% offer. It's super useful, 0% for 4 months on every time I spend more than £99. The app is really clear when my 0% interest is up so I make sure to repay before then.
Reviewed on: 3rd May 2024
I've used Pay in 3 a few times. It's super easy to view my plan and see when my payments will come out but it allows me to break up the cost of a bigger purchase into something manageable within my monthly budget. Haven't need customer service as found it really clear and easy to use. Recommend
Reviewed on: 3rd May 2024