Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49355 reviews)

View other PayPal products

4.91

Based on 49,355 reviews, last reviewed 30th May 2025

1709300% increase in 5 star reviews

in the past 90 days

1267% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The app is fast efficient and easy to use. The app is fast efficient and easy to use. Similarly PayPal credit and pay in three and all extremely useful. Reviewed on: 30th May 2025

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49355)

Review of the PayPal, PayPal Credit:

Simple & secure

Simple & secure, couldn’t be easier Reviewed on: 26th May 2024

The app is fast efficient and easy to use.

The app is fast efficient and easy to use. Similarly PayPal credit and pay in three and all extremely useful. Reviewed on: 30th May 2025

Always reliable a easy to use.

Always reliable a easy to use. Excellent customer support. Reviewed on: 30th May 2025

Very good very good service thank you

Very good very good service thank you Reviewed on: 30th May 2025

Brilliant.

Brilliant. East to use . Life saver Reviewed on: 30th May 2025

PayPal credit has enabled me buy things I normally w...

PayPal credit has enabled me buy things I normally wouldn’t be able toand spread them out without feeling pressure. The service has been great and I always choose PayPal over my other credit card or debit cards. Reviewed on: 30th May 2025

PayPal credit has been easy and flexible.

PayPal credit has been easy and flexible to use. I originally started a plan for one large payment but I've been able to continue using it on various other purchases too, allowing me to stretch out my budget and flexibly pay back more when in able to. Reviewed on: 30th May 2025

Never had an issue.

Never had an issue. Everything gets sent and organised quickly, its very easy to use and also a safe way to buy. Reviewed on: 30th May 2025

Super quick and easy

Super quick and easy, never experienced any issues or problems Reviewed on: 30th May 2025

PayPal is so easy to use.

PayPal is so easy to use. I love the 3 payment options on higher value items and I know my account is safe and secure which is very important when purchasing on line. Reviewed on: 30th May 2025

Never a bad experience

I have never had a bad experience and all transactions have been a smooth process. Reviewed on: 30th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Jaja Finance 1.41 from 139 reviews
Platinum Purchase Card
from TSB 2.56 from 8 reviews
Credit Card
from Nationwide 4.01 from 192 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub