Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 49,668 reviews, last reviewed 31st May 2025
1738900% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good service well done. A good service well done. Always a stellar result. Fast and speedy. Reviewed on: 31st May 2025
Zills's avatar
Zills

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49668)

Review of the PayPal, PayPal Credit:

Good overall but the only thing I don’t like is that...

4
Good overall but the only thing I don’t like is that I can’t pay back individual items Reviewed on: 2nd June 2024

A good service well done.

5
A good service well done. Always a stellar result. Fast and speedy. Reviewed on: 31st May 2025

My go to payment option

5
Easy to make payments and manage, that’s what I like. Reviewed on: 31st May 2025

Very good service, always there to support you

5
Very good service, always there to support you Reviewed on: 31st May 2025

Great platform, great products.

5
Great platform, great products. Been using it for years so easy and so transparent to use. Gives you the feeling of security. Reviewed on: 31st May 2025

Easy to use app, good experience

5
I’ve never had problems with PayPal, always easy to use and would recommend it. Reviewed on: 31st May 2025

Overall I manage PayPal ok as I am in my 80 s it s...

5
Overall I manage PayPal ok as I am in my 80 s it sometimes takes me a bit longer , But I feel I can trust PayPal, The 3 months interest free has come in very handy. Reviewed on: 31st May 2025

Very helpful for mothers especially at single mums

5
Very helpful at all times especially if you don't have money and suddenly kids ask to buy food..or you are at work and you need to buy food for your family at home, easy to use PayPal credit Reviewed on: 31st May 2025

Convenient Credit Option

5
Easy to manage, dates easily communicated. Reviewed on: 31st May 2025

Easy to use easy

5
Easy to use gives great opportunities to be able to spread large payments over eg 4 months rather than sticking on a credit card. Reviewed on: 31st May 2025

Very good experience, safe and positive

5
Very good experience, safe and positive Reviewed on: 31st May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products