Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 49,158 reviews, last reviewed 29th May 2025
1691400% increase in 5 star reviews
in the past 90 days
1267% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is very good paying online accounts PayPal is very good paying online accounts Reviewed on: 29th May 2025
Miroslav Z's avatar
Miroslav Z

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025
RM's avatar
RM

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49158)

Review of the PayPal, PayPal Credit:

Always feel secure using paypal and would only use p...

5
Always feel secure using paypal and would only use paypal and no other system Reviewed on: 12th June 2024

PayPal is very good paying online accounts

5
PayPal is very good paying online accounts Reviewed on: 29th May 2025

Great service & great staff, communication is top no...

5
Great service & great staff, communication is top notch. Reviewed on: 29th May 2025

No complaints at all from this service - works exact...

5
No complaints at all from this service - works exactly in the way I would expect it to, and have not had any problems or issues. I have no problems at all in recommending it to others and would be happy to use it again myself. Reviewed on: 29th May 2025

Helpful...

5
PayPal is very good for people who can't pay straight away very helpful Reviewed on: 29th May 2025

Excellent service

5
Just an excellent service so easy to use, emails about updates my PayPal pretty much turns itself no negativity Reviewed on: 29th May 2025

Excellent Service

5
Always helpful and easy to use plus you know you can always approach them if there has been a problem Reviewed on: 29th May 2025

Satisfied!

5
Just very satisfactory! happy with the experience Reviewed on: 29th May 2025

choices saving time and money

5
easy of use for transfers options to. spread the cost over 3 mths. interest free period low cost on international transfers Reviewed on: 29th May 2025

A Old PayPalller ( I love PayPal)

5
I've been using PayPal for several years now, and overall, my experience has been very positive. The platform is incredibly convenient for online shopping, sending money to friends or family, and receiving payments for my small business. I appreciate how easy it is to link multiple cards and bank accounts securely without exposing my financial details. The user interface is straightforward, and transactions are usually fast and reliable, which gives me peace of mind when making purchases or payments. One feature I find especially useful is the buyer protection, which adds an extra layer of security when shopping from new or unfamiliar sellers. Also, PayPal's integration with many online retailers and apps makes checkout seamless Reviewed on: 29th May 2025

Very easy to use.

5
Very easy to use. Easy service and easy to use app. Reviewed on: 29th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products