Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (47630 reviews)

View other PayPal products

4.91

Based on 47,630 reviews, last reviewed 28th May 2025

1551000% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service always there when I need it, always th... Great service always there when I need it, always there for those emergencys. Would highly recommend it to anyone. Reviewed on: 28th May 2025

Latest lowest rating:

1

Paypal needs a overhaul and simplyfy the whole process PayPal credit is not as simple to use or view and manage as other. Even when it comes to make payments the process is very long and complicated which ... Read more Reviewed on: 28th May 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (47630)

Review of the PayPal, PayPal Credit:

Easy to use, never had any issues at at all.

Easy to use, never had any issues at at all. Reviewed on: 17th June 2024

Great service always there when I need it, always th...

Great service always there when I need it, always there for those emergencys. Would highly recommend it to anyone. Reviewed on: 28th May 2025

Excellent for spreading costs and budgeting

Excellent for spreading costs and budgeting Reviewed on: 28th May 2025

I love it.

I like it. Easy, quick. 0% extra. 3 instalments, it really necessary sometimes Reviewed on: 28th May 2025

Excellent service n much flexibility

Excellent service n much flexibility Reviewed on: 28th May 2025

The main downside

The main downside of the provider is that you do not get a credit card so you are limited to business that accepts paypal Reviewed on: 28th May 2025

PayPal Credit is great.

Ive found PayPal Credit to be super convenient because I can use it at pretty much any online store that takes PayPal, personally ive never found a store that DOESN'T accept paypal credit! The application process was really quick—once approved, I could use it right away without waiting for a physical card or anything like that. Reviewed on: 28th May 2025

Simple, Easy

Clear communication, always easy to use, quick query resolution Reviewed on: 28th May 2025

Had an issue and they sorted it out.

Had an issue and they sorted it out. No fuss Reviewed on: 28th May 2025

Can't fault it, very helpful in time of need

Can't fault it, very helpful in time of need Reviewed on: 28th May 2025

It's been great and has consistently help me spread...

It's been great and has consistently help me spread my purchases over 3 to 4 payments. The usability is top notch too. Absolutely love the UI and the app. Reviewed on: 28th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Building Credit Card
from Vanquis 4.76 from 16725 reviews
Freedom Rewards Credit Card
from Barclaycard 3.91 from 60 reviews
Credit Card
from Wave 2.33 from 3 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub