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PayPal: PayPal Credit reviews

4.91
Based on 50,398 reviews, last reviewed 6th Jun 2025
1805900% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Greatful Always there when required. PayPal credit has saved a lot of stress for me this last year Reviewed on: 6th June 2025
John w's avatar
John w

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50398)

Review of the PayPal, PayPal Credit:

Better commissions honestly

5
I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in Mexico. Had to pay like 50 euros in commissions man.. At least with PayPal the transfer is quicker and they have less commissions, thank you God Reviewed on: 8th October 2024

Greatful

5
Always there when required. PayPal credit has saved a lot of stress for me this last year Reviewed on: 6th June 2025

great team!

5
Friendly team- always very helpful and friendly. Reviewed on: 6th June 2025

Very easy sign up process.

5
Very easy sign up process. Everything was so clear and professional throughout. Reviewed on: 6th June 2025

It’s been effortless.

5
It’s been effortless. So hopeful with making big payments manageable. Reviewed on: 6th June 2025

Execellent company to deal with

5
PayPal are excellent to deal with and their staff always answer any questions efficiently Reviewed on: 6th June 2025

Easy to use and adds an extra layer of payment prote...

5
Easy to use and adds an extra layer of payment protection. Reviewed on: 6th June 2025

I have to pay my expenses in 3 gives or...

5
I have to pay my expenses in 3 gives or in 3 months Reviewed on: 6th June 2025

It just works!

5
No real comments, I do what I need to do and it just works! Reviewed on: 6th June 2025

They are always prompt to resolve any issues.

5
They are always prompt to resolve any issues. The flexible payment option allows me to go on holiday whilst giving me 4 months to make the payment interested free. I always take advantage of that and it helps so much financially. Reviewed on: 6th June 2025

Easy, and safe

5
Easy to use, very convenient, a safe way to spend money, competitive interest rates, also pay in full without having to pay interest. Reviewed on: 6th June 2025

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