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PayPal: PayPal Credit reviews

4.91
Based on 48,837 reviews, last reviewed 29th May 2025
1661500% increase in 5 star reviews
in the past 90 days
1233% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

It’s always very straightforward to set up PayPal cr... It’s always very straightforward to set up PayPal credit. It’s always ran smoothly without an hitches. Reviewed on: 29th May 2025
Lucy R's avatar
Lucy R

Latest lowest rating:

1

Helpful customer service when needed Helpful customer service when needed Reviewed on: 28th May 2025
lyndsey c's avatar
lyndsey c

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (48837)

Review of the PayPal, PayPal Credit:

few days ago I had to email for the customer service...

1
few days ago I had to email for the customer service because of the payment date to change .I struggling paying on the 4th .So i did asked if they could help me to change to the 8th.I can pay put not that day what they giving to me.AILISH was nice emailed me back saying she will forward my email to the Credit department so they will getting touch with me..Nobody get back to be since ..Iam so stressed to get fees etc..Really affect my mental health can't sleep ..I cant give 5 starts coz my problem still not been solved . Reviewed on: 2nd February 2025

It’s always very straightforward to set up PayPal cr...

5
It’s always very straightforward to set up PayPal credit. It’s always ran smoothly without an hitches. Reviewed on: 29th May 2025

Resolved a problem with an online order that I Han n...

5
Resolved a problem with an online order that I Han not received, very good service Reviewed on: 29th May 2025

Clarity Needed

3
There is no way for me to pay off the first debt first. I think this is designed to make you pay a lot of interest to PayPal. It seems a bit unfair. Reviewed on: 29th May 2025

Great Experience with PayPal Credit.

5
My Great Experience with PayPal Credit I recently had a fantastic experience using PayPal Credit for a larger online purchase, and I wanted to share my positive feedback. I was looking to buy a new piece of electronics, and while I had some savings, I didn't want to deplete them entirely. That's where PayPal Credit came in. The application process was incredibly fast and straightforward, taking only a few minutes to get approved. What impressed me most was the 0% interest promotional period they offered. This allowed me to spread the cost of my purchase over several months without incurring any extra charges, which was a huge relief. Managing my payments has also been a breeze. The PayPal platform clearly shows my payment due dates and outstanding balance, and I receive timely reminders. It's truly given me more flexibility in my budget, allowing me to get what I needed without financial strain. I'm genuinely happy with how easy and beneficial PayPal Credit has been for me. Reviewed on: 29th May 2025

The go-to for online payments and money transfers

5
Good for shopping online and transferring money to friends and family. Easy to set up and the app is decent. Reviewed on: 29th May 2025

could do better.

3
In general I've found the service good. However, the app can be troublesome. I've had issues making payments and the customer support isn't very good. Reviewed on: 29th May 2025

Great service very easy good buy now pay later optio...

5
Great service very easy good buy now pay later option fast service over all a good experience so far, happy to recommend to a friend or family member, thank you so much paypal Reviewed on: 29th May 2025

It was very easy for me to arrange the finance I nee...

5
It was very easy for me to arrange the finance I needed for my purchase. The product was clearly described and it was easy to fill in the relevant online forms. Reviewed on: 29th May 2025

Really easy to use.

5
Really easy to use. The app is brilliant, so easy to navigate. Reviewed on: 29th May 2025

Very good service i like to found so easy everything.

5
Very good service i like to found so easy everything. The best credit what i try already. Very happy with paypal credit. Reviewed on: 29th May 2025

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