Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 48,683 reviews, last reviewed 29th May 2025
1648000% increase in 5 star reviews
in the past 90 days
1233% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to transfer money securely. Easy to transfer money securely. Reviewed on: 29th May 2025
Jane A's avatar
Jane A

Latest lowest rating:

1

Helpful customer service when needed Helpful customer service when needed Reviewed on: 28th May 2025
lyndsey c's avatar
lyndsey c

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (48683)

Review of the PayPal, PayPal Credit:

I'm very glad that i have account with PayPal!

5
I'm very glad that i have account with PayPal! It's always honest and helpful! PayPal is very responsible to their customers! Amazing! Reviewed on: 26th May 2025

Easy to transfer money securely.

5
Easy to transfer money securely. Reviewed on: 29th May 2025

Love PayPal credit.

5
Love PayPal credit. Gives me 4 months interest free for bigger shopping to spread the cost. Always everything is very simple and straight forward, very clear. Reviewed on: 29th May 2025

I've been using paypal for years

5
I've been using paypal for years, their credit options are excellent for online purchases and generally have the best rates along with great integration with so many retailers. Reviewed on: 29th May 2025

Simple to use and fast credits on returned items

5
Simple to use and fast credits on returned items Reviewed on: 29th May 2025

Excellent experience with PayPal

5
Excellent experience with PayPal Reviewed on: 29th May 2025

It is a very useful way to to make payments and rece...

5
It is a very useful way to to make payments and receive money. Very trustworthy. Reviewed on: 29th May 2025

Paypal Credit Review

5
It has helped me greatly to spread my payments over several months & was user friendly. Reviewed on: 29th May 2025

Very convenient for me.

5
Very convenient for me. No need to have card. Instalments payment is real good as well. Reviewed on: 29th May 2025

Very good you can buy whatever you want and pay back...

5
Very good you can buy whatever you want and pay back when you can Reviewed on: 29th May 2025

Use PayPal Credit

5
Extremely easy and useful to use and simple to make repayments without constant harassment with communications like you receive from other suppliers. Would highly recommend to anyone else to use PayPal Credit. Reviewed on: 29th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products