Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49758 reviews)

View other PayPal products

4.91

Based on 49,758 reviews, last reviewed 31st May 2025

1747000% increase in 5 star reviews

in the past 90 days

1367% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal is a great service. Paypal is a great service. Easy and reliable, would recommend to everyone. You can keep track of what you spent where, as well as set automatic paymen... Read more Reviewed on: 31st May 2025

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49758)

Review of the PayPal, PayPal Credit:

Whenever I’ve needed help, PayPal have been very for...

Whenever I’ve needed help, PayPal have been very forthcoming and helpful. Sadly it often takes a while to find the route to support. Reviewed on: 26th May 2025

Paypal is a great service.

Paypal is a great service. Easy and reliable, would recommend to everyone. You can keep track of what you spent where, as well as set automatic payment sources. Reviewed on: 31st May 2025

I'm very happy with PayPall services.

I'm very happy with PayPall services. Reviewed on: 31st May 2025

Simple and Safe to use.

Simple and Safe to use. Availablity and options always available. Easy to keep an eye on your spend and monitor outgoings etc. Confident that if there are any issues PayPal will sort it. Reviewed on: 31st May 2025

Convenient and Flexible Payment Option

I’ve been using PayPal’s “Pay in 4” feature for a few months now, and it’s been incredibly helpful. It allows me to split purchases into four interest-free payments, making it easier to manage my budget without using a credit card. The process is smooth—approval is instant, and payments are automatically scheduled, so I don’t have to worry about missing a due date. It’s especially useful for larger purchases where I prefer not to pay all at once. Highly recommended for anyone looking for a flexible and reliable payment option. Reviewed on: 31st May 2025

PayPal Credit is an easy way to obtain deferred paym...

PayPal Credit is an easy way to obtain deferred payment terms for regular purchases. It helps to give flexibility and to smoothen out lumpy cash flows. Reviewed on: 31st May 2025

PayPal 10/10

I’ve been using PayPal for a number of years now and I use this service all the time. I’m what you call a SHOPAHOLIC and this service has helps me obtain what I want and gives me more then enough flexibility of paying back the credit I use. Reviewed on: 31st May 2025

PayPal Credit quick easy and flexible to use.

PayPal Credit quick easy and flexible to use. Great range of options to repay and so simple to administer Reviewed on: 31st May 2025

PayPal- Great Service

Never had any problems, easy to contact, secure method of payment, gives you peace of mind Reviewed on: 31st May 2025

Great service, always handy to have!

Great service, always handy to have! Reviewed on: 31st May 2025

PayPal is fast and reliable

PayPal has been always a fast and secure way to pay for my bills. Reviewed on: 31st May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Advance Credit Card
from Lloyds Bank 3.96 from 58 reviews
123 Credit Card
from Santander 3.89 from 158 reviews
Classic Credit Card
from Bank of Ireland 1.92 from 5 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub