Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49701 reviews)

View other PayPal products

4.91

Based on 49,701 reviews, last reviewed 31st May 2025

1741800% increase in 5 star reviews

in the past 90 days

1367% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simplicity Easy and straightforward to use.Great to keep for an emergency purchase. Reviewed on: 31st May 2025

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49701)

Review of the PayPal, PayPal Credit:

I have been using PayPal credit for a few years now...

I have been using PayPal credit for a few years now and the service has been top notch. I have had maybe one incident where payment failed and couldn’t make a purchase, but everything else has worked perfectly for me. Reviewed on: 27th May 2025

Simplicity

Easy and straightforward to use.Great to keep for an emergency purchase. Reviewed on: 31st May 2025

Easy to use and easy process when applying for credi...

Easy to use and easy process when applying for credit would recommend Reviewed on: 31st May 2025

Smooth Transactions

I always use PayPal for pay in 4 or pay in 3. It’s always smooth, quickly processed and I’m informed when payment is due to be made Reviewed on: 31st May 2025

Why I Trust PayPal for Every Online Transaction

I've been using PayPal for several years now, and I can confidently say it's one of the safest and most reliable platforms for online transactions. Whether I'm shopping from well-known online stores or smaller, lesser-known websites, I always prefer to use PayPal. One of the biggest reasons I trust PayPal is the security it provides. I don’t have to share my card or bank details directly with merchants, which gives me peace of mind—especially when making purchases from new or unfamiliar websites. PayPal acts as a secure middleman, and that extra layer of protection is invaluable. Reviewed on: 31st May 2025

Good every time never got accompanied I only use Pay...

Good every time never got accompanied I only use Paypal when possible I really trusted trust them Reviewed on: 31st May 2025

No hassle app.

No hassle app. Have used for a large purchase 0% interest. Reviewed on: 31st May 2025

Purchase facilitation

Has helped make purchases with good deals and 0% APR on specific deals Reviewed on: 31st May 2025

5 star service

Very happy with the secure, 5 star service I receive from Paypal Reviewed on: 31st May 2025

So easy to use.

So easy to use. They have always sorted any issues quickly and fairly. Reviewed on: 31st May 2025

Pay pal review

Whenever I’ve had a problem they are responsive and prompt in resolving it Reviewed on: 31st May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Debenhams 2.46 from 13 reviews
British Airways Credit Card
from American Express 4.16 from 80 reviews
Cashback Plus Credit Card
from NatWest 4.37 from 59 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub