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PayPal: PayPal Credit reviews

4.91
Based on 49,447 reviews, last reviewed 30th May 2025
1718200% increase in 5 star reviews
in the past 90 days
1267% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always find the service easy to use and reliable... I always find the service easy to use and reliable Reviewed on: 30th May 2025
Peter H's avatar
Peter H

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025
RM's avatar
RM

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49447)

Review of the PayPal, PayPal Credit:

Quality Credit Provider

5
I use PayPal credit regularly and it have nevr had an issue with it. I can use it in almost anywhere that I shop online, the interest rate is great compared to other credit lenders and the credit amount they gave me was ideal. Reviewed on: 27th May 2025

I always find the service easy to use and reliable...

5
I always find the service easy to use and reliable Reviewed on: 30th May 2025

Very easy to use and brilliant communication.

5
Very easy to use and brilliant communication. Five star service. Reviewed on: 30th May 2025

Great way to buy online

5
Have been with them from the start, no complaints, and will continue to use them. Reviewed on: 30th May 2025

PayPal provides its users peace of mind.

5
PayPal provides its users peace of mind. Cant put a price on peace of mind. Reviewed on: 30th May 2025

It's simple.

5
It's simple. Excellent, above and beyond. Simply the best. Reviewed on: 30th May 2025

It's a very convenient and easy-to-use payment method.

5
It's a very convenient and easy-to-use payment method. Reviewed on: 30th May 2025

Very good experience so far , easy to checkout using...

5
Very good experience so far , easy to checkout using Paypal in e-commerce websites. Reviewed on: 30th May 2025

Never had a problem with PayPal Will always shop wit...

5
Never had a problem with PayPal Will always shop with places that accept. Reviewed on: 30th May 2025

Good product

5
Helps spread finances good app. Credit is also good and the communication is great. Also feels secure which is very important to me. Some websites don't accept however which can be frustrating with bigger purchases but they are few and far between Reviewed on: 30th May 2025

Safe, Easy & Responsible Payment Method

5
Transfering money, paying for products & paying friends & family is so easy & safe. Also the pay in 3 option is very clearly set out with reminders before every payment so you can keep on top of your bills. The PayPal credit is clear & easy to use. It comes in handy when you have extra bills or repairs to pay for, the limit isnt too much so I don't have to worry about borrowing more than I will be able to pay back. Everything is clearly explained & very safe. When I have had to request a refund everything is done for you. Reviewed on: 30th May 2025

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