Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 49,869 reviews, last reviewed 1st Jun 2025
1757600% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using PayPal services for almost a decad... I have been using PayPal services for almost a decade and I am completely satisfied with it. Reviewed on: 1st June 2025
VO's avatar
VO

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49869)

Review of the PayPal, PayPal Credit:

Thumbs up for PayPal

5
I’ve been with PayPal for several years, the app is easy to navigate, I feel safe knowing that my transactions are secure .its easy to connect with Customer Service who are quick to respond and helpful Reviewed on: 27th May 2025

I have been using PayPal services for almost a decad...

5
I have been using PayPal services for almost a decade and I am completely satisfied with it. Reviewed on: 1st June 2025

Simple and quick

5
It was easy to apply ,everything was explained fully and there wasn't any complicated jargon to navigate through ,it was very helpful Reviewed on: 1st June 2025

Easy to use when offer of 0% interest is available

5
Easy to use when offer of 0% interest is available Reviewed on: 1st June 2025

Brilliant service and easy to navigate and good cust...

5
Brilliant service and easy to navigate and good customer service Reviewed on: 1st June 2025

My longest-held credit product

5
Always a very useful product to have as part of my personal credit, allowing me to purchase high cost items that I can pay back over time at a rate that suits me. It’s my longest-held source of credit, and one that I intend to keep for years to come. Reviewed on: 1st June 2025

it always have being positive

5
it always have being positive, I have been with Paypal for years and it always has been a breeze and easy service Reviewed on: 1st June 2025

Loyal to customers, easy to reach, fast to decision

5
Loyal to customers, easy to reach, fast to decision Reviewed on: 1st June 2025

Hassle free and makes purchase costs manageable.

5
Hassle free and makes purchase costs manageable. The interest free element makes it affordable. Reviewed on: 1st June 2025

Excellent credit provider with the added bonus of 4...

5
Excellent credit provider with the added bonus of 4 months interest free and a brilliant pay in 3. Accepted almost everywhere and is a fantastic Alternative to a credit card. I’ve never had a problem with PayPal and happily give them 5* Reviewed on: 1st June 2025

Excellent service for buying experience.

4
Excellent service for buying experience. It’s quick and easy and available to see all in one place. Reviewed on: 1st June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products