Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 49,728 reviews, last reviewed 31st May 2025
1744200% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best online financial institution Very quick and excellent platform for financial management Reviewed on: 31st May 2025
TAYYAB Ikram's avatar
TAYYAB Ikram

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49728)

Review of the PayPal, PayPal Credit:

PayPal reassurance

5
PayPal’s buyer protection provides me with reassurance and their representatives have helped me in the past when I was scammed. Reviewed on: 28th May 2025

Best online financial institution

5
Very quick and excellent platform for financial management Reviewed on: 31st May 2025

Happy User

5
So easy to use and very secure. The pay in instalments option is great when you can’t afford something in one payment Reviewed on: 31st May 2025

it's popular for a reasonn

5
Easy to use and clear communication Reviewed on: 31st May 2025

Makes purchasing easy

5
Makes purchasing easy - and with the benefit of 4 months interest free on some purchases. One downside is originally I thought there was an interest free period up until statement date, but I understand this is not the case :-( Reviewed on: 31st May 2025

Paypal are very flexible and understanding, they als...

5
Paypal are very flexible and understanding, they also offer good rates , and the app work seeemley , and I love you can change your payments at any given time, knowing and keeping eye on the account, would like to see the use of a card for online and geral perches of goods, would always use PayPal time and time again Reviewed on: 31st May 2025

Great to use!

5
Great to use! Helps me split my payments without effecting my credit score! Reviewed on: 31st May 2025

Easy to use great for large purchases

5
Use regularly and never had any problems. Good for large purchases for splitting into 3 payments or the interest free option. Reviewed on: 31st May 2025

simple, easy

5
simple, straight forward, hassle free money management. Reviewed on: 31st May 2025

Usually very good when problems arise but when I ret...

5
Usually very good when problems arise but when I returned a wedding dress to the seller for a refund as it was awful, sent proof of postage and tracking number but case closed in sellers favour because I apparently hadn't sent the details when I had several times leaving me out of pocket with no wedding dress Reviewed on: 31st May 2025

Always reliable

5
Always a really good service, reliable and quick. Never had any problems with any transfers Reviewed on: 31st May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products