Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50024 reviews)

View other PayPal products

4.91

Based on 50,024 reviews, last reviewed 2nd Jun 2025

1772300% increase in 5 star reviews

in the past 90 days

1367% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The staffs are welcoming and professional. The staffs are welcoming and professional. Always quick to make resolution. Reviewed on: 2nd June 2025

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50024)

Review of the PayPal, PayPal Credit:

PayPal provides its users peace of mind.

PayPal provides its users peace of mind. Cant put a price on peace of mind. Reviewed on: 30th May 2025

The staffs are welcoming and professional.

The staffs are welcoming and professional. Always quick to make resolution. Reviewed on: 2nd June 2025

It is smooth.

It is smooth. The app is available and you can easily make payments. Reviewed on: 2nd June 2025

Easy to use

Convenient, quick and easy to use. Will use PayPal credit again. Reviewed on: 2nd June 2025

Good customer service

Any time I've had to contact customer services I've been help d without issue. Reviewed on: 2nd June 2025

Reliable and Convenient Payment Platform

I’ve been using PayPal for several years now, and it has consistently proven to be a reliable and secure way to send and receive money online. Whether I’m shopping, paying for services, or transferring money to friends and family, the process is always smooth and straightforward. One of the things I appreciate most about PayPal is the buyer protection—it gives me peace of mind when purchasing from new or international sellers. The app and website are both user-friendly, and transactions are typically processed quickly. I also like that it integrates easily with many online stores and services. Customer service has been responsive whenever I’ve needed help, and I appreciate the added layers of security, like two-factor authentication. Overall, PayPal continues to be my go-to digital wallet. Highly recommended for anyone looking for a trusted, flexible, and global payment solution. Reviewed on: 2nd June 2025

PayPal is the best way to pay!

PayPal is the best way to pay! If I have ever had a problem I’m able to ring easily and speak to someone who can assist me with any issues. I’ve had money refunded that was mistakenly paid out of my account all sorted within a day Reviewed on: 2nd June 2025

Easier way to Credit

PayPal Credit has helped me financially by allowing more time for purchases that I could not finance at the time of purchase, especially last minute flights back home to see my family or a dress for my best friend’s wedding. The interest applicable after 4 months has been especially useful and why I have chosen it as a payment method when available for larger purchases. Reviewed on: 2nd June 2025

Used for many years no issues

Used for many years no issues. Happy to continue. Reviewed on: 2nd June 2025

I have couple of time experience but PayPal is fanta...

I have couple of time experience but PayPal is fantastic more then my expectation about services and customer guiding and solve their problems superb service customer care Reviewed on: 2nd June 2025

Very good used paypal for over 10 years now with no...

Very good used paypal for over 10 years now with no issues. Reviewed on: 2nd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Advance Credit Card
from Lloyds Bank 3.96 from 58 reviews
Credit Card
from 118 118 Money 4.84 from 1100 reviews
Credit Card
from HSBC 3.07 from 112 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub