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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50132 reviews)

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4.91

Based on 50,132 reviews, last reviewed 2nd Jun 2025

1781700% increase in 5 star reviews

in the past 90 days

1400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal makes every purchase safe and reliable. Paypal makes every purchase safe and reliable. Reviewed on: 2nd June 2025

Latest lowest rating:

1

I had a very bad experience as they suddenly stopped... I had a very bad experience as they suddenly stopped my 3 payment plan without an obvious reason and when I contacted them about it they said we don't... Read more Reviewed on: 2nd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50132)

Review of the PayPal, PayPal Credit:

PayPal Credit is the convenient option!

I've been using PayPal Credit for a while now, and I have to say, it's been an incredibly positive experience. It's seamlessly integrated into the PayPal ecosystem, which makes managing purchases and payments incredibly convenient. One of the biggest advantages is the flexibility it offers. Whether it's a larger purchase I want to spread out over time or taking advantage of those fantastic 0% interest promotional periods, PayPal Credit gives me the control I need over my finances. The application process was quick and easy, and I appreciate the clear statements and reminders that keep me on track with my payments. It's a reliable and straightforward way to manage credit, especially for online shopping. Highly recommended for anyone looking for a flexible and user-friendly credit option! Reviewed on: 30th May 2025

Paypal makes every purchase safe and reliable.

Paypal makes every purchase safe and reliable. Reviewed on: 2nd June 2025

It was easy to set up and it’s really easy to use.

It was easy to set up and it’s really easy to use. Super simple repayments too Reviewed on: 2nd June 2025

I can buy now play later with their PayPal credit wh...

I can buy now play later with their PayPal credit whicj îs excelent . 3 months installments with zero interesat. Reviewed on: 2nd June 2025

Always good for their pay in 3 options.

Always good for their pay in 3 options. Never had any issues with Paypal Reviewed on: 2nd June 2025

Credit review

Good overall experience they give you time to pay over a certain amount of months Reviewed on: 2nd June 2025

Reliable from day one - long term costumer

Reliable from day one - long term costumer Reviewed on: 2nd June 2025

Very easy to use when needed and secure at all times...

Very easy to use when needed and secure at all times, brilliant. Reviewed on: 2nd June 2025

It's very good especially for people who just starte...

It's very good especially for people who just started and have no credit score like International students and helps in installment purchases for buying study related resources and has great time to time offers. Reviewed on: 2nd June 2025

Every time I have contacted PayPal with a query or q...

Every time I have contacted PayPal with a query or question. It has always been answered professionally and knowledgeable Reviewed on: 2nd June 2025

Paypal makes me feel safe!

I genuinely love using PayPal; it’s a fantastic platform that makes me feel secure when making online purchases. Its widespread acceptance on sites like eBay and various retailers gives me confidence and peace of mind. I also appreciate the additional features, such as PayPal Credit and Pay in 3, which are excellent for spreading out the cost of larger purchases and managing my budget more effectively. Furthermore, the customer service team has always been helpful and responsive whenever I’ve needed assistance. Overall, I highly recommend PayPal for a safe and convenient online shopping experience. I just wish ALL retailers accepted Paypal. Reviewed on: 2nd June 2025

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