Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50130 reviews)

View other PayPal products

4.91

Based on 50,130 reviews, last reviewed 2nd Jun 2025

1781500% increase in 5 star reviews

in the past 90 days

1400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I can buy now play later with their PayPal credit wh... I can buy now play later with their PayPal credit whicj îs excelent . 3 months installments with zero interesat. Reviewed on: 2nd June 2025

Latest lowest rating:

1

I had a very bad experience as they suddenly stopped... I had a very bad experience as they suddenly stopped my 3 payment plan without an obvious reason and when I contacted them about it they said we don't... Read more Reviewed on: 2nd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50130)

Review of the PayPal, PayPal Credit:

It was very efficient to organise credit and pay it...

It was very efficient to organise credit and pay it back monthly Reviewed on: 30th May 2025

I can buy now play later with their PayPal credit wh...

I can buy now play later with their PayPal credit whicj îs excelent . 3 months installments with zero interesat. Reviewed on: 2nd June 2025

Always good for their pay in 3 options.

Always good for their pay in 3 options. Never had any issues with Paypal Reviewed on: 2nd June 2025

Credit review

Good overall experience they give you time to pay over a certain amount of months Reviewed on: 2nd June 2025

Reliable from day one - long term costumer

Reliable from day one - long term costumer Reviewed on: 2nd June 2025

Very easy to use when needed and secure at all times...

Very easy to use when needed and secure at all times, brilliant. Reviewed on: 2nd June 2025

It's very good especially for people who just starte...

It's very good especially for people who just started and have no credit score like International students and helps in installment purchases for buying study related resources and has great time to time offers. Reviewed on: 2nd June 2025

Every time I have contacted PayPal with a query or q...

Every time I have contacted PayPal with a query or question. It has always been answered professionally and knowledgeable Reviewed on: 2nd June 2025

Paypal makes me feel safe!

I genuinely love using PayPal; it’s a fantastic platform that makes me feel secure when making online purchases. Its widespread acceptance on sites like eBay and various retailers gives me confidence and peace of mind. I also appreciate the additional features, such as PayPal Credit and Pay in 3, which are excellent for spreading out the cost of larger purchases and managing my budget more effectively. Furthermore, the customer service team has always been helpful and responsive whenever I’ve needed assistance. Overall, I highly recommend PayPal for a safe and convenient online shopping experience. I just wish ALL retailers accepted Paypal. Reviewed on: 2nd June 2025

Handy for invoicing clients

Handy for invoicing clients and I use it for my small business. Reviewed on: 2nd June 2025

Paypal is always fun and easy to use compared to oth...

Paypal is always fun and easy to use compared to other apps Reviewed on: 2nd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.91 from 2284 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Premier Credit Card
from HSBC 3.83 from 20 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub