Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50125 reviews)

View other PayPal products

4.91

Based on 50,125 reviews, last reviewed 2nd Jun 2025

1781100% increase in 5 star reviews

in the past 90 days

1400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

It's very good especially for people who just starte... It's very good especially for people who just started and have no credit score like International students and helps in installment purchases for buyi... Read more Reviewed on: 2nd June 2025

Latest lowest rating:

1

I had a very bad experience as they suddenly stopped... I had a very bad experience as they suddenly stopped my 3 payment plan without an obvious reason and when I contacted them about it they said we don't... Read more Reviewed on: 2nd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50125)

Review of the PayPal, PayPal Credit:

Poor customer service not responding well

Poor customer service not responding well Reviewed on: 30th May 2025

It's very good especially for people who just starte...

It's very good especially for people who just started and have no credit score like International students and helps in installment purchases for buying study related resources and has great time to time offers. Reviewed on: 2nd June 2025

Every time I have contacted PayPal with a query or q...

Every time I have contacted PayPal with a query or question. It has always been answered professionally and knowledgeable Reviewed on: 2nd June 2025

Paypal makes me feel safe!

I genuinely love using PayPal; it’s a fantastic platform that makes me feel secure when making online purchases. Its widespread acceptance on sites like eBay and various retailers gives me confidence and peace of mind. I also appreciate the additional features, such as PayPal Credit and Pay in 3, which are excellent for spreading out the cost of larger purchases and managing my budget more effectively. Furthermore, the customer service team has always been helpful and responsive whenever I’ve needed assistance. Overall, I highly recommend PayPal for a safe and convenient online shopping experience. I just wish ALL retailers accepted Paypal. Reviewed on: 2nd June 2025

Handy for invoicing clients

Handy for invoicing clients and I use it for my small business. Reviewed on: 2nd June 2025

Paypal is always fun and easy to use compared to oth...

Paypal is always fun and easy to use compared to other apps Reviewed on: 2nd June 2025

Fast, safe and simple.

I've been using PayPal for few years. I'm sending, receiving money often. Also I have an loan with them. PayPal offers a straightforward payment experience, making it easy for me to manage my installments. Customer service is at a high level too. Reviewed on: 2nd June 2025

Never any problems.

Never any problems. Always works Reviewed on: 2nd June 2025

Never a problem

I use it very often and I have never had any problems with them Reviewed on: 2nd June 2025

I use PayPal for the conventional use of receiving m...

I use PayPal for the conventional use of receiving money Reviewed on: 2nd June 2025

PayPal: the easy way to pay

I’ve been using PayPal for at least 4 years now, and whether it’s paying back friends or managing subscriptions, it’s gave me a quick and simple way to manage my money. It’s linked up to both my bank accounts and has always given me a heads up with where my money’s going. Also I’ve got to give a shout-out to the pay in 3 method, it’s definitely saved me a few times when money’s tight! Reviewed on: 2nd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.91 from 2284 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Premier Credit Card
from HSBC 3.83 from 20 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub