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PayPal: PayPal Credit reviews

4.91
Based on 50,371 reviews, last reviewed 5th Jun 2025
1803400% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very trust worthy company . Very trust worthy company . Will always use this company Reviewed on: 5th June 2025
Samantha H's avatar
Samantha H

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50371)

Review of the PayPal, PayPal Credit:

PayPal is one of the safest apps/website out there!

5
PayPal is one of the best apps to make sure you are safe online. They also offer PayPal credit and pay in 3. It makes me feel safe to use them. Reviewed on: 31st May 2025

Very trust worthy company .

5
Very trust worthy company . Will always use this company Reviewed on: 5th June 2025

I like it, its easy and safe.

5
I like it, its easy and safe. I can keep saved few cards so I can choose which I want to pay. I like the pay in 3 also which is very helpful. Reviewed on: 5th June 2025

Pay pal makes payments easier especially the 4 month...

5
Pay pal makes payments easier especially the 4 month 0 percent interest Reviewed on: 5th June 2025

Simple to use, pay in 3 and 0% in 4 months without h...

5
Simple to use, pay in 3 and 0% in 4 months without having to apply are life savers Reviewed on: 5th June 2025

Easy to do transactions, I feel safe paying using Pa...

4
Easy to do transactions, I feel safe paying using PayPal especially when it's new businesses or people Reviewed on: 5th June 2025

Easy to use

5
Easy to use, reminders are sent, useful interest free offers Reviewed on: 5th June 2025

Personally the whole process from application to pur...

5
Personally the whole process from application to purchase of goods/ is really straightforward and is not overbearing.I’ve applied several times and each time has been seamless. Reviewed on: 5th June 2025

I always pay with PayPal

5
I always pay with PayPal and they have great offers on. I find it the safest way to pay. Reviewed on: 5th June 2025

PayPal exceeds I believe due to PayPal credit.

5
PayPal exceeds I believe due to PayPal credit as all purchases are 0% for 4 months, unlike a credit card where you have to be on the lookout for deals. PayPal credit also never used to affect credit score which now I believe it does unfortunately which will be the downside for some but I always pay on time so for me it’s no issue. Also when you see a website accepts PayPal you automatically trust the site. Reviewed on: 5th June 2025

Very easy to follow balance and make payments, wheth...

5
Very easy to follow balance and make payments, whether doe or not. Very flexible. Reviewed on: 5th June 2025

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