Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,383 reviews, last reviewed 5th Jun 2025
1804500% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am happy about the paypal credit and online paymen... I am happy about the paypal credit and online payment guarantees. Reviewed on: 5th June 2025
Adam S's avatar
Adam S

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50383)

Review of the PayPal, PayPal Credit:

Amazing service

5
PayPal credit has been a huge help in managing my finances. I would recommend to everybody. It is safe and efficient. Reviewed on: 1st June 2025

I am happy about the paypal credit and online paymen...

5
I am happy about the paypal credit and online payment guarantees. Reviewed on: 5th June 2025

Easier to manage my financial situation and to plan...

5
Easier to manage my financial situation and to plan ahead for spending more wisely. Reviewed on: 5th June 2025

PayPal Credit Offers Great Flexibility & Security of...

5
PayPal Credit Offers Great Flexibility & Security of your transactions. I love this feature for bigger purchases you may be unsure of or just the fact that it allows a bit of breathing space to spread the cost over a few months at 0% interest. I happily recommend PayPal to family and friends and will continue to use PayPal credit. Reviewed on: 5th June 2025

Satisfying

5
When I applied I got a quick reply and a reasonable rate Reviewed on: 5th June 2025

An excellent service, I have nothing but praise for...

5
An excellent service, I have nothing but praise for the staff. Reviewed on: 5th June 2025

PayPal is pro-customer!

5
PayPal is pro-customer! They take dispute seriously! Shop with peace of mind! Reviewed on: 5th June 2025

Satisfied

5
Good way to save some money when you struggle financially Reviewed on: 5th June 2025

Paypal for the win

5
Have a credit card with PayPal for a couple of years now and it’s great, never had issues with it. Any small problems that I needed to solve have been solved quickly and efficiently by the online chat Reviewed on: 5th June 2025

Very convenient to use for online shopping.

4
Very convenient to use for online shopping. Reviewed on: 5th June 2025

Excellent service, always support when I need help.

5
Excellent service, always support when I need help. 5***** stars Reviewed on: 5th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products