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PayPal: PayPal Credit reviews

4.91
Based on 50,312 reviews, last reviewed 4th Jun 2025
1797800% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lont time customer I have had Paypal for over 10 years and it never failed me. I believe that whoever is behind this, is doing a great job and i would say keep at it and... Read more Reviewed on: 4th June 2025
O 's avatar
O

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50312)

Review of the PayPal, PayPal Credit:

PayPal Credit is slick

5
From start to finish PayPal Credit is slick, easy to.get on with and compared to all the rest, stands out to me as the best and most pleasant Reddit experience I have used over my young 51 years - Customer service are super amazing if you need them, and in general the whole 360 experience to date has been second to none - Thank you PP Reviewed on: 1st June 2025

Lont time customer

5
I have had Paypal for over 10 years and it never failed me. I believe that whoever is behind this, is doing a great job and i would say keep at it and thank you for being so good at what you do. Reviewed on: 4th June 2025

Useful for large purchases which allows me to spread...

5
Useful for large purchases which allows me to spread the cost over 4 months interest free. Reviewed on: 4th June 2025

Good to have a credit when I needed

5
Good to have a credit when I needed. I could buy holidays and goods and pay back monthly. Reviewed on: 4th June 2025

Feel safe using PayPal, if there was ever a problem...

5
Feel safe using PayPal, if there was ever a problem I know it would be sorted. Using PayPal is easy and quick to use when making online purchases you buy something and almost immediately you will receive an email confirming your purchase. Reviewed on: 4th June 2025

Flexible and fabulous

5
Handy reminders re payments, great flexibility to be able to purchase things i might have been unable to afford otherwise. It's a fabulous service all round. Reviewed on: 4th June 2025

PayPal is the only way for me!

5
PayPal credit is an excellent way of spreading the cost of those items that you want or would like but cannot really afford to do so in one swoop. It’s great that you get 4 months to pay back without any additional charges. Thank you PayPal. Plus it doesn’t stop there….. I just bought my biggest and priciest extravaganza yet and whoop whoop I have a whole 12 months to pay for it with out interest. That’s why I love using PayPal to shop. Reviewed on: 4th June 2025

PayPal method of payment makes my life extremely eas...

5
PayPal method of payment makes my life extremely easy as I'm not wealthy and it gives options as well. I stay in my budget so I'm able to make the repayments in time also I've had problems with sellers but never PayPal because they always try to help Reviewed on: 3rd June 2025

My experience is been good however payment protectio...

5
My experience is been good however payment protection is just 1 month which is sometimes not good for customer. I ordered something online and it never reached me when I complaint to PayPal thy said thy closed my case. I lost my £40.. the address where the product was delivered was not mine. PayPal dint help me..I felt there is no payment protection Reviewed on: 3rd June 2025

Very effective & convenient option

5
Easy to setup, good reminders so no fear of missing the interest free period. Gain the benefits of having something before you've totally saved up Reviewed on: 3rd June 2025

PayPal has been incredibly reliable and convenient f...

5
PayPal has been incredibly reliable and convenient for me. Sending or receiving money takes just a few clicks, and the interface is straightforward. Its global reach allows seamless cross-border payments with clear currency-conversion rates. I also appreciate the built-in security transactions are monitored for fraud, and Purchase/Seller Protection gives peace of mind. Transfers between PayPal accounts are instant and free, and linking a bank or card enables fast withdrawals. Finally, customer support is responsive, and the app makes it easy to track activity or pay in-store. Overall, PayPal saves time and feels trustworthy for both personal and business use. Reviewed on: 3rd June 2025

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