Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50398 reviews)

View other PayPal products

4.91

Based on 50,398 reviews, last reviewed 6th Jun 2025

1805900% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Greatful Always there when required. PayPal credit has saved a lot of stress for me this last year Reviewed on: 6th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50398)

Review of the PayPal, PayPal Credit:

Excellent value and easy to use

Paypal credit is so low interest for what it offers, it´s always excellent value for money. I have made life changing purchases because of their credit availability. Reviewed on: 2nd June 2025

Greatful

Always there when required. PayPal credit has saved a lot of stress for me this last year Reviewed on: 6th June 2025

great team!

Friendly team- always very helpful and friendly. Reviewed on: 6th June 2025

Very easy sign up process.

Very easy sign up process. Everything was so clear and professional throughout. Reviewed on: 6th June 2025

It’s been effortless.

It’s been effortless. So hopeful with making big payments manageable. Reviewed on: 6th June 2025

Execellent company to deal with

PayPal are excellent to deal with and their staff always answer any questions efficiently Reviewed on: 6th June 2025

Easy to use and adds an extra layer of payment prote...

Easy to use and adds an extra layer of payment protection. Reviewed on: 6th June 2025

I have to pay my expenses in 3 gives or...

I have to pay my expenses in 3 gives or in 3 months Reviewed on: 6th June 2025

It just works!

No real comments, I do what I need to do and it just works! Reviewed on: 6th June 2025

They are always prompt to resolve any issues.

They are always prompt to resolve any issues. The flexible payment option allows me to go on holiday whilst giving me 4 months to make the payment interested free. I always take advantage of that and it helps so much financially. Reviewed on: 6th June 2025

Easy, and safe

Easy to use, very convenient, a safe way to spend money, competitive interest rates, also pay in full without having to pay interest. Reviewed on: 6th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from HSBC 3.07 from 112 reviews
Clubcard Credit Card
from Tesco Bank 4.02 from 311 reviews
Platinum Credit Card
from Barclaycard 3.83 from 308 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub