Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,425 reviews, last reviewed 6th Jun 2025
1808500% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is more convenient than the other payment met... PayPal is more convenient than the other payment methods because it allows for quick, secure transactions without the need to enter card details each ... Read more Reviewed on: 6th June 2025
Nashciele C's avatar
Nashciele C

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50425)

Review of the PayPal, PayPal Credit:

I find it very manageable especially the 4 months in...

5
I find it very manageable especially the 4 months interest free on large items and the reminder of when the 4 months is coming to an end Reviewed on: 3rd June 2025

PayPal is more convenient than the other payment met...

5
PayPal is more convenient than the other payment methods because it allows for quick, secure transactions without the need to enter card details each time. Reviewed on: 6th June 2025

As a small independent business, the credit faciliti...

5
As a small independent business, the credit facilities offered by PayPal have been enormously helpful. Reviewed on: 6th June 2025

Easy setup and acceptance.

5
Easy setup and acceptance. Goods comms keeping you up to date with payments. 3 payments works for me with the interest free, just as I like it. Reviewed on: 6th June 2025

I use paypal on the daily!

5
I use paypal on the daily! Helps me get money worldwide with no stress! Reviewed on: 6th June 2025

My go to payment method

5
I love the ease of checkout with PayPal and find the protect me and are fair when disputes are raised! I love the connivence of PayPal and find it rewarding Reviewed on: 6th June 2025

Very easy to use, feel safe using it, the app is gre...

5
Very easy to use, feel safe using it, the app is great and very user friendly. Reviewed on: 6th June 2025

my first choice for online payment

5
Very easy to use and payment is a breeze. mainly uses Paypal credit for online purchases now. Reviewed on: 6th June 2025

Love using PayPal for online shopping and with my cu...

5
Love using PayPal for online shopping and with my curve card for in person Reviewed on: 6th June 2025

Great service

5
So easy to use for different transactions and app is very user friendly Reviewed on: 6th June 2025

Always a good experience

5
Easy to use, easy to understand and easy to track. I have used PayPal credit on a number of occasions and it's always been a reliable payment method. Great way to split payments or just a good option when you don't want to use your bank details directly with the retailer. Reviewed on: 6th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products