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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50371 reviews)

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4.91

Based on 50,371 reviews, last reviewed 5th Jun 2025

1803400% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very trust worthy company . Very trust worthy company . Will always use this company Reviewed on: 5th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50371)

Review of the PayPal, PayPal Credit:

Outstanding

Credit check, lending, and repayment couldn't be simpler. All handled online and absolutely instantly. Reviewed on: 8th July 2022

Very trust worthy company .

Very trust worthy company . Will always use this company Reviewed on: 5th June 2025

I like it, its easy and safe.

I like it, its easy and safe. I can keep saved few cards so I can choose which I want to pay. I like the pay in 3 also which is very helpful. Reviewed on: 5th June 2025

Pay pal makes payments easier especially the 4 month...

Pay pal makes payments easier especially the 4 month 0 percent interest Reviewed on: 5th June 2025

Simple to use, pay in 3 and 0% in 4 months without h...

Simple to use, pay in 3 and 0% in 4 months without having to apply are life savers Reviewed on: 5th June 2025

Easy to do transactions, I feel safe paying using Pa...

Easy to do transactions, I feel safe paying using PayPal especially when it's new businesses or people Reviewed on: 5th June 2025

Easy to use

Easy to use, reminders are sent, useful interest free offers Reviewed on: 5th June 2025

Personally the whole process from application to pur...

Personally the whole process from application to purchase of goods/ is really straightforward and is not overbearing.I’ve applied several times and each time has been seamless. Reviewed on: 5th June 2025

I always pay with PayPal

I always pay with PayPal and they have great offers on. I find it the safest way to pay. Reviewed on: 5th June 2025

PayPal exceeds I believe due to PayPal credit.

PayPal exceeds I believe due to PayPal credit as all purchases are 0% for 4 months, unlike a credit card where you have to be on the lookout for deals. PayPal credit also never used to affect credit score which now I believe it does unfortunately which will be the downside for some but I always pay on time so for me it’s no issue. Also when you see a website accepts PayPal you automatically trust the site. Reviewed on: 5th June 2025

Very easy to follow balance and make payments, wheth...

Very easy to follow balance and make payments, whether doe or not. Very flexible. Reviewed on: 5th June 2025

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